PYMNTS Intelligence

Earnings Season Shows Merchants Turning to Platforms to Meet Working Capital Needs

Earnings Season Shows Merchants Turning to Platforms to Meet Working Capital Needs
Earnings Season Shows Merchants Turning to Platforms to Meet Working Capital Needs
May 12, 2025  |  SMBs

Beyond the earnings season focus on consumer spending and consumer lending, the recent quarterly results from the likes of Block, Shopify and PayPal show that...

READ MORE >
Consumer Willingness to Pay for Instant Payments Fuels New Revenue Streams for Banks
Consumer Willingness to Pay for Instant Payments Fuels New Revenue Streams for Banks
May 12, 2025  |  Faster Payments

Financial transactions are undergoing a transformation, driven by consumer demand for speed, certainty and convenience. Get the Full Story Complete the form to unlock this...

READ MORE >
More Than 4 in 10 US Consumers Now Use Virtual Cards at Checkout
More Than 4 in 10 US Consumers Now Use Virtual Cards at Checkout
May 12, 2025  |  Digital Payments

What if paying online didn’t mean putting your actual credit or debit card number at risk of fraud or purchasing errors? What if your card...

READ MORE >
Bank Loan or Embedded Financing? Depends on How Sunny a Business Is About the Economy
Bank Loan or Embedded Financing? Depends on How Sunny a Business Is About the Economy
May 12, 2025  |  Digital-First Banking

As the U.S. economy bumps up against fluctuating interest rates, tariffs and newly complex supply chains, medium-sized companies face critical decisions about how to fund...

READ MORE >
Nearly 9 in 10 Job Posting Scams Impersonate Trusted Company Brands
Nearly 9 in 10 Job Posting Scams Impersonate Trusted Company Brands
May 12, 2025  |  Security & Fraud

In a financial landscape marked by sophisticated threats, a new report highlights how malicious actors are adopting highly personalized strategies, mirroring legitimate business practices, to...

READ MORE >
Nearly Half of US Merchants Prioritize One-Click Checkout From Payment Processors
Nearly Half of US Merchants Prioritize One-Click Checkout From Payment Processors
May 09, 2025  |  Checkout Conversion

U.S. eCommerce merchants are increasingly pressing their payment service providers for technology upgrades, with the primary objective being boosting conversion rates, a direct impact on...

READ MORE >
Consumers Spend Nearly $2,000 Per Month Using ‘Top of Wallet’ Credit Cards, Study Finds
Consumers Spend Nearly $2,000 Per Month Using ‘Top of Wallet’ Credit Cards, Study Finds
May 09, 2025  |  Credit Cards

Nearly 8 in 10 U.S. consumers with credit cards have multiple cards. For issuers, this makes “top of wallet” status — being a consumer’s favorite...

READ MORE >
Best-in-Class Issuers Say Processors Help Strengthen Customer Lifetime Value
Best-in-Class Issuers Say Processors Help Strengthen Customer Lifetime Value
May 08, 2025  |  Partnerships

All businesses want to increase the profitability of, and lengthen, the customer relationship — extending the customer lifetime value (CLTV). In doing so, they sidestep...

READ MORE >
Nearly 100% of Consumers Globally Engage Digitally Monthly
Nearly 100% of Consumers Globally Engage Digitally Monthly
May 08, 2025  |  Consumer Insights

Digital activity is becoming nearly ubiquitous across the globe, though the intensity and nature of engagement reveal significant disparities linked to demographics, geography and infrastructure,...

READ MORE >