PYMNTS Intelligence

New Data Shows Long-Term Shift Toward FinTech-Credit Union Partnerships

New Data Shows Long-Term Shift Toward FinTech-Credit Union Partnerships
New Data Shows Long-Term Shift Toward FinTech-Credit Union Partnerships
May 01, 2025  |  Credit Unions

Understanding the evolving dynamics of this relationship is paramount for credit union executives and FinTech entrepreneurs alike. While the share of FinTechs selling consumer-facing and...

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Pay Later Solutions Become Lifeline for 1 in 10 Cash-Strapped Consumers
Pay Later Solutions Become Lifeline for 1 in 10 Cash-Strapped Consumers
May 01, 2025  |  Buy Now Pay Later

Consumers facing cash flow shortages are more likely to use pay later services compared to their financially stable counterparts, highlighting a divide in payment preferences...

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Why Real-Time Payments Are Less About Timing and More About Trust
Why Real-Time Payments Are Less About Timing and More About Trust
May 01, 2025  |  Real-Time Payments

For banks seeking to lure and keep small- to medium-sized business (SMB) clients, real-time payments can become big business. Get the Full Story Complete the...

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FinTechs and Credit Unions Increasingly Play Nice With Each Other
FinTechs and Credit Unions Increasingly Play Nice With Each Other
April 30, 2025  |  Credit Unions

If you can’t beat ‘em, join ‘em. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

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Recommendations Highly Influence Card Selection, With 73% Citing Impact
Recommendations Highly Influence Card Selection, With 73% Citing Impact
April 30, 2025  |  Credit Cards

A new report from PYMNTS Intelligence, in collaboration with Elan, explores consumer motivations and behaviors behind opening new credit cards, revealing the interplay between financial...

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Update: Credit Unions Challenge the Challenger Banks for Gen Z Wallet Share
Update: Credit Unions Challenge the Challenger Banks for Gen Z Wallet Share
April 29, 2025  |  Credit Unions

The last decade has seen a dizzying acceleration in digital banking innovation. From slick mobile-first challenger banks to the sprawling networks of national giants, competition...

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66% of Zillennials Use Their Phones as Bank Branch
66% of Zillennials Use Their Phones as Bank Branch
April 29, 2025  |  Digital-First Banking

A recent report from PYMNTS reveals that zillennials, the demographic cohort straddling the late 20s and early 30s, are a driving force behind the evolution...

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Chief Product Officers See GenAI as Strategic Ally Not Job-Killer
Chief Product Officers See GenAI as Strategic Ally Not Job-Killer
April 28, 2025  |  artificial intelligence

Fears of generative artificial intelligence (GenAI) replacing human workers on a massive scale are overblown — at least for now, and possibly in the long...

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Walmart or Amazon? Millennials Will Take Both, Please
Walmart or Amazon? Millennials Will Take Both, Please
April 28, 2025  |  Retail

The consumer retail landscape is usually painted in broad strokes of green and blue: Walmart for weekly groceries, beverages and basic household items, Amazon for...

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