PYMNTS Intelligence

Speed Meets Security: How Real-Time Payments Are Outsmarting Fraud

Speed Meets Security: How Real-Time Payments Are Outsmarting Fraud
Speed Meets Security: How Real-Time Payments Are Outsmarting Fraud
March 04, 2025  |  Money Mobility

Faster payments are transforming the financial landscape, but with speed comes heightened fraud concerns. Real-time payments move instantly, making them attractive to both consumers and...

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Two-Thirds of Banks Team With FinTechs on Cross-Border Payments
Two-Thirds of Banks Team With FinTechs on Cross-Border Payments
March 04, 2025  |  Cross-border Payments

Digital payments have sparked interest in how traditional banking institutions, particularly in the U.S. and U.K., are partnering with FinTech companies. This is crucial in...

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45% of Executives Say Uncertainty Has Led to Diminished Profits
45% of Executives Say Uncertainty Has Led to Diminished Profits
March 04, 2025  |  Business

Middle-market companies are confronted with a volatile business environment that challenges their ability to make informed decisions and maintain competitive positions. Get the Full Story...

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AI Drives ThredUp’s 32% Growth in New Customer Volume
AI Drives ThredUp’s 32% Growth in New Customer Volume
March 03, 2025  |  Earnings

Artificial intelligence (AI) is at the core of ThredUp’s strategy, driving growth and improving customer engagement. New customer volume rose 32% year over year, according...

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Personalized Products, Digital First: Gen Z Redefines Health and Beauty Purchases
Personalized Products, Digital First: Gen Z Redefines Health and Beauty Purchases
March 03, 2025  |  Consumer Insights

Generation Z, typically defined as people born between 1997 and 2012, is changing how consumers engage with the health and beauty market, according to PYMNTS...

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75% of Financially Pressured Consumers Turn to Pay Later Plans
75% of Financially Pressured Consumers Turn to Pay Later Plans
March 03, 2025  |  Buy Now Pay Later

The use of pay later plans has grown as consumers seek more flexible payment options. Get the Full Story Complete the form to unlock this...

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75% of Financially Stable Consumers Prefer Co-Branded Cards for Rewards
75% of Financially Stable Consumers Prefer Co-Branded Cards for Rewards
February 28, 2025  |  Credit Cards

Higher costs and financial uncertainty are prompting many consumers to reassess their credit card choices. Financial stability plays a key role in how individuals select...

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Amazon’s Alexa+ Reflects PYMNTS’ 2023 Insights on the Future of Voice Technology
Amazon’s Alexa+ Reflects PYMNTS’ 2023 Insights on the Future of Voice Technology
February 27, 2025  |  artificial intelligence

With Alexa receiving a refresh on Wednesday (Feb. 26), it was interesting to revisit research published by PYMNTS in April 2023. Get the Full Story...

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30% of US Consumers Fall Victim to Financial Scams
30% of US Consumers Fall Victim to Financial Scams
February 27, 2025  |  Security & Fraud

Financial scams have become more sophisticated, targeting individuals through personalized and strategic methods. Scammers are using tools from legitimate businesses to make their scams appear...

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