PYMNTS Study

What Are the Best Tactics to Improve Credit Scores? 

What Are the Best Tactics to Improve Credit Scores? 
What Are the Best Tactics to Improve Credit Scores? 
November 02, 2023  |  Consumer Finance

Generally speaking, the higher your credit score, the more favorable interest rates and terms you can benefit from when getting a loan.  Get the Full...

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Over 50% of Retailers Plan to Enhance AP Systems With Digital Investments
Over 50% of Retailers Plan to Enhance AP Systems With Digital Investments
November 02, 2023  |  Spend Management

In today’s rapidly evolving business landscape, firms are increasingly embracing digital advancements that can transform working capital management, streamline their accounts receivable (AR) and accounts...

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Tourism Presents Key Opportunity for Restaurant Aggregators
Tourism Presents Key Opportunity for Restaurant Aggregators
November 01, 2023  |  Aggregators

As aggregators look to broaden their audiences, travel represents a key opportunity, PYMNTS Intelligence reveals, with consumers away from home disproportionately likely to rely on...

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Most Midmarket Companies in Latin America and Caribbean Use Working Capital Solutions
Most Midmarket Companies in Latin America and Caribbean Use Working Capital Solutions
October 31, 2023  |  SMBs

It is becoming more expensive and complex for companies to operate globally, and firms need better access to money to keep their businesses afloat.  Get...

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Nearly Half of FIs Tap Deep Learning Systems to Fight Fraud
Nearly Half of FIs Tap Deep Learning Systems to Fight Fraud
October 31, 2023  |  Fraud Prevention

Artificial intelligence (AI) has become increasingly prevalent across various industries, offering a wide range of capabilities. In the payments industry, AI has proven to be...

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Nearly Half of US Consumers Cite Free Shipping as Key Feature When Choosing a Merchant
Nearly Half of US Consumers Cite Free Shipping as Key Feature When Choosing a Merchant
October 31, 2023  |  Retail

As inflationary pressures continue to impact household budgets, U.S. consumers are taking measures to trim their expenses and prioritize cost-saving shopping features when choosing a...

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Merchants Lean into New Subscription Features to Regain Consumers
Merchants Lean into New Subscription Features to Regain Consumers
October 31, 2023  |  Subscriptions

Most retail subscription products saw subscriber declines in the last year across demographic groups and subscription modalities, causing top providers to redouble efforts to regain...

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Restaurants’ Digital Transformation Hits a Snag
Restaurants’ Digital Transformation Hits a Snag
October 30, 2023  |  ResTech

As more of consumers’ daily routines are transformed by digital technologies, the restaurant industry’s digitization is actually taking a step back, PYMNTS Intelligence reveals. Get...

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