PYMNTS Study

Trouble May Be Brewing for Store Card Segment as Delinquencies Rise

Trouble May Be Brewing for Store Card Segment as Delinquencies Rise
Trouble May Be Brewing for Store Card Segment as Delinquencies Rise
October 09, 2023  |  Credit Cards

Store credit cards — the closed-looped offerings tied to certain merchants — may signal tougher times ahead. Get the Full Story Complete the form to...

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Combining Old and Newer Technologies Helps Banks Fight Rising Fraud
Combining Old and Newer Technologies Helps Banks Fight Rising Fraud
October 09, 2023  |  Fraud Prevention

Fraud has surged at an unsettling pace in recent years, with young consumers and financially strained individuals being disproportionately targeted by bad actors. Get the...

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26% of Consumers Say Interest Rates Influence Credit Product Choices
26% of Consumers Say Interest Rates Influence Credit Product Choices
October 09, 2023  |  Consumer Insights

Consumers are increasingly focused on finding the best deal — a preference driven by loss aversion and a desire to maximize the benefits of their...

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Conagra Sees Consumers Shift Away From Ready-to-Eat Toward Cooking
Conagra Sees Consumers Shift Away From Ready-to-Eat Toward Cooking
October 06, 2023  |  Retail

Amid ongoing financial challenges, Conagra Brands is seeing consumers’ desire to save on food spending finally outweigh their demand for convenience, with a shift towards...

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More Than Half of Main Street SMBs Have ‘No Access’ to Credit
More Than Half of Main Street SMBs Have ‘No Access’ to Credit
October 06, 2023  |  SMBs

Small- to medium-sized businesses (SMBs) on Main Street are finding a dearth of options when it comes to getting the money they need to stay...

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60% of Cash-Strapped Consumers Still Splurge on Nonessentials
60% of Cash-Strapped Consumers Still Splurge on Nonessentials
October 06, 2023  |  Consumer Finance

In today’s consumer-driven society, it is not uncommon for individuals, even those living paycheck to paycheck and struggling to pay bills, to indulge in occasional...

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High-Debt Consumers Average 14 Late Payments Every Year
High-Debt Consumers Average 14 Late Payments Every Year
October 06, 2023  |  Debt

The United States economy’s heavy reliance on domestic consumption has become more relevant than ever, with consumer credit card debt breaking the $1 trillion mark...

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27% of CFOs Say They ‘Definitely’ Need More AR Automation 
27% of CFOs Say They ‘Definitely’ Need More AR Automation 
October 05, 2023  |  Accounts Receivable

Chief financial officers (CFOs) are looking at automation to improve their accounts receivable (AR) processes. Get the Full Story Complete the form to unlock this...

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