PYMNTS Study

The Data Point: 50% of Consumers Earning $100K Now Living Paycheck to Paycheck
The Data Point: 50% of Consumers Earning $100K Now Living Paycheck to Paycheck
April 05, 2022  |  Consumer Finance

Perception and reality are known to collide and create rude awakenings as we’re finding after months of researching how far paychecks are stretching in the...

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FTC: Americans Lost $5.8B to Fraud in 2021
FTC: Americans Lost $5.8B to Fraud in 2021
April 04, 2022  |  Security & Fraud

Fraud has become a common concern for consumers, with the Federal Trade Commission (FTC) reporting recently that Americans lost more than $5.8 billion to fraud...

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Most Customers Use Mobile Apps to Interact With Restaurant Loyalty Programs
Most Customers Use Mobile Apps to Interact With Restaurant Loyalty Programs
April 04, 2022  |  Loyalty & Rewards

Restaurants have found one way to incentivize return customers is through loyalty programs, which grant returning guests rewards such as free access to the restaurant’s...

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For Digital Dining, East and West Don’t See Eye to Eye
For Digital Dining, East and West Don’t See Eye to Eye
April 04, 2022  |  ResTech

As restaurant brands look to leverage their online offerings to pull ahead of competitors, they may find that their mileage may vary as they roll...

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Report: 73% of Consumers Want Control Over How to Prove Their Identity
Report: 73% of Consumers Want Control Over How to Prove Their Identity
April 04, 2022  |  Authentication

The rise of digital-first financial processes has brought convenience and speed to the forefront of payments. But the wheels of progress have moved faster than...

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How Augmented Analytics Can Fight Financial Crime
How Augmented Analytics Can Fight Financial Crime
April 04, 2022  |  AML

Machines can serve an important role in mitigating and anticipating the threat of financial crime, but humans have their part to play as well. Get...

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Why Half of All High-Income US Consumers Are Feeling the Cash Flow Crunch
Why Half of All High-Income US Consumers Are Feeling the Cash Flow Crunch
April 04, 2022  |  Consumer Finance

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New Research Shows That Regional Dining Quirks Matter In Tailoring Restaurant Offers
New Research Shows That Regional Dining Quirks Matter In Tailoring Restaurant Offers
April 04, 2022  |  Loyalty & Rewards

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Rewards Programs Are the Top Reason Consumers Use Store Cards
Rewards Programs Are the Top Reason Consumers Use Store Cards
April 01, 2022  |  Payment Methods

When consumers shop with merchants with which they have store cards, they tend to pay with those cards. Get the Full Story Complete the form...

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