PYMNTS Study

New Data: Over Half Of US Consumers Have Little To No Money Left Over After Bills Are Paid

New Data: Over Half Of US Consumers Have Little To No Money Left Over After Bills Are Paid
New Data: Over Half Of US Consumers Have Little To No Money Left Over After...
June 24, 2021  |  Consumer Finance

New research reveals that among those living paycheck to paycheck in America are higher earners — including many in the six-figure salary range — painting...

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NEW DATA: 96 Pct Of CFOs Are Digitizing Payments To Improve Customer, Vendor Satisfaction
NEW DATA: 96 Pct Of CFOs Are Digitizing Payments To Improve Customer, Vendor Satisfaction
June 23, 2021  |  CFO

Evidence of the digital shift is not hard to find, from the millions of office workers who continue to work from home to the fleets...

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Data Brief: 40 Pct Of Gen Z Consumers Are Shopping For Insurance In New Ways
Data Brief: 40 Pct Of Gen Z Consumers Are Shopping For Insurance In New Ways
June 22, 2021  |  Insurance

Those on the market for insurance products today tend to be younger, and not married to traditional notions of where to buy coverage — or...

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Data Brief: Consumers Using Retail Subscriptions Increased 99 Percent Since Last Year
Data Brief: Consumers Using Retail Subscriptions Increased 99 Percent Since Last Year
June 22, 2021  |  Subscriptions

Talk about timing. Just as the subscription economy and direct-to-consumer (D2C) commerce were on an innovation tear, the pandemic hit, and subscription services became the...

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PYMNTS Data Brief: 100 Percent Of Smartphone-Centric Shifters Stick To Mobile Ordering
PYMNTS Data Brief: 100 Percent Of Smartphone-Centric Shifters Stick To Mobile Ordering
June 18, 2021  |  Restaurant innovation

There’s no scarcity of speculation about the fortunes of the mobile order-ahead (MOA) sector as masks come off and restrictions vanish. Turning instead to hard...

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PYMNTS TrueLayer Report: PSPs Unlock Payments Experience With Open Architectures
PYMNTS TrueLayer Report: PSPs Unlock Payments Experience With Open Architectures
June 17, 2021  |  Banking

Like many financial innovations, open banking still seemed exotic in 2018 when momentum began building. What the sector didn’t foresee was a global crisis propelling...

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Data Brief: 79 Percent Of Businesses Rate Security Over Growth In Authentication
Data Brief: 79 Percent Of Businesses Rate Security Over Growth In Authentication
June 16, 2021  |  Authentication

In the vicinity of 40 billion records were filched from social platforms last year, showing a vast downside to current online growth. It explains why...

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New Report: Transaction Activity Offers Digital Banks New Channel For Insurance Sales
New Report: Transaction Activity Offers Digital Banks New Channel For Insurance Sales
June 16, 2021  |  Insurance

The insurance market today offers a wide array of coverage options, from health and home insurance to pet policies. At the same time, the market...

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New Report: Sit Down Restaurants Miss Chance To Monetize 53 Million Customers
New Report: Sit Down Restaurants Miss Chance To Monetize 53 Million Customers
June 16, 2021  |  Restaurant innovation

It has now been 15 months since restaurants across the United States were forced to close temporarily for the good of public health and safety,...

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