As consumers grow accustomed to instant digital interactions in nearly every aspect of their lives, the timing of when money arrives is no longer a...
Card programs have become tools in modern payments, enabling banks, FinTechs and non-financial brands to extend financial services, deepen customer relationships and unlock new revenue...
The “2025–2026 Growth Corporates Working Capital Index: North America Edition,” a collaboration between PYMNTS Intelligence and Visa, examines how middle-market companies across the United States and...
Liquidity stress in the U.S. economy is no longer a background condition. Instead, it is the mechanism reshaping how different segments experience work, confidence and...
The goal for financial institutions isn’t to keep pace with the artificial intelligence-driven evolution of fraud. It’s to outpace it. The PYMNTS Intelligence report “2025...
Payments history shows a familiar pattern. Innovations begin as features, become expectations and eventually harden into infrastructure. Credit cards, ACH and online banking all followed...
Instant payouts are no longer just about speed. They are reshaping how companies and consumers define an ongoing financial relationship. That is the central finding...
The December 2025 update of the “Wage to Wallet™ Index” reveals an economy that is no longer moving in a single direction, but splitting along a...
An attack that begins with a trusted vendor rather than a masked hacker is becoming one of the most persistent risks facing medium-sized companies in...