PYMNTS Study

Nearly Half of Shoppers Used Mobile for Their Latest Retail Purchase

Nearly Half of Shoppers Used Mobile for Their Latest Retail Purchase
Nearly Half of Shoppers Used Mobile for Their Latest Retail Purchase
February 24, 2026  |  Mobile Commerce

The smartphone is no longer just a shopping tool. It has become the storefront. That was the central takeaway from the “2025 Global Digital Shopping...

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Middle-Market Confidence Splits in 2026 as Tariffs and Supply Chains Weigh on High-Uncertainty Firms
Middle-Market Confidence Splits in 2026 as Tariffs and Supply Chains Weigh on High-Uncertainty Firms
February 20, 2026  |  Economy

Uncertainty is no longer a background condition for middle-market firms. It is now a measurable cost center. That was the central theme of “How Business...

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Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
Everyone Has a Side Hustle Now. Not Everyone Has the Same Reason.
February 20, 2026  |  Consumer Insights

Job security may be improving across the U.S. workforce, but financial confidence tells a more divided story. “Wage to Wallet™ Index: Side Work Patterns in...

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Billion-Dollar Firms Swap AI Hype With Long-Term Capital Discipline, Data Shows
Billion-Dollar Firms Swap AI Hype With Long-Term Capital Discipline, Data Shows
February 19, 2026  |  Artificial Intelligence

Hype can go hand in hand with immediacy. Since artificial intelligence first went mainstream, the innovation has been framed as having an immediate impact. As...

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Regulatory Concerns Temper Agentic AI Adoption Across the Tech Sector, PYMNTS Finds
Regulatory Concerns Temper Agentic AI Adoption Across the Tech Sector, PYMNTS Finds
February 19, 2026  |  Artificial Intelligence

The fastest way to spot where agentic artificial intelligence will land next is to watch the technology sector, where it is already being built and...

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Nearly Half of Digital Bank Customers Prefer Digital Wallets
Nearly Half of Digital Bank Customers Prefer Digital Wallets
February 18, 2026  |  Mobile

Pay by bank is starting to look less like a niche payment option and more like a switch consumers will make when merchants pair it...

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Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
Half of Retail Small Businesses Rely on Daily Sales to Stay Afloat
February 12, 2026  |  SMBs

A growing share of retail small businesses are not planning for the next downturn so much as financing their way through the next week, and...

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90% of FinTechs Offer Embedded Payments as Competition Intensifies
90% of FinTechs Offer Embedded Payments as Competition Intensifies
February 09, 2026  |  B2B Payments

“FinTechs Tap Embedded Payments to Deepen Customer Relationships” finds that embedded finance has become a competitive differentiator, enabling FinTechs to weave payments and other financial...

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