PYMNTS Study

Nearly Half of US Merchants Prioritize One-Click Checkout From Payment Processors

Nearly Half of US Merchants Prioritize One-Click Checkout From Payment Processors
Nearly Half of US Merchants Prioritize One-Click Checkout From Payment Processors
May 09, 2025  |  Checkout Conversion

U.S. eCommerce merchants are increasingly pressing their payment service providers for technology upgrades, with the primary objective being boosting conversion rates, a direct impact on...

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Consumers Spend Nearly $2,000 Per Month Using ‘Top of Wallet’ Credit Cards, Study Finds
Consumers Spend Nearly $2,000 Per Month Using ‘Top of Wallet’ Credit Cards, Study Finds
May 09, 2025  |  Credit Cards

Nearly 8 in 10 U.S. consumers with credit cards have multiple cards. For issuers, this makes “top of wallet” status — being a consumer’s favorite...

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High Fees Stall Saudi Small Businesses’ Digital Wallet Adoption
High Fees Stall Saudi Small Businesses’ Digital Wallet Adoption
May 08, 2025  |  Cross-border Payments

Saudi Arabia, known for rapid digital transformation, is embracing digital wallets for international payments. A deep dive into the latest data reveals a striking trend....

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New Data Shows Long-Term Shift Toward FinTech-Credit Union Partnerships
New Data Shows Long-Term Shift Toward FinTech-Credit Union Partnerships
May 01, 2025  |  Credit Unions

Understanding the evolving dynamics of this relationship is paramount for credit union executives and FinTech entrepreneurs alike. While the share of FinTechs selling consumer-facing and...

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Pay Later Solutions Become Lifeline for 1 in 10 Cash-Strapped Consumers
Pay Later Solutions Become Lifeline for 1 in 10 Cash-Strapped Consumers
May 01, 2025  |  Buy Now Pay Later

Consumers facing cash flow shortages are more likely to use pay later services compared to their financially stable counterparts, highlighting a divide in payment preferences...

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Why Real-Time Payments Are Less About Timing and More About Trust
Why Real-Time Payments Are Less About Timing and More About Trust
May 01, 2025  |  Real-Time Payments

For banks seeking to lure and keep small- to medium-sized business (SMB) clients, real-time payments can become big business. Get the Full Story Complete the...

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55% of US Consumers Poised to Adopt Digital Wallets for Cross-Border Payments
55% of US Consumers Poised to Adopt Digital Wallets for Cross-Border Payments
April 28, 2025  |  Mobile Wallets

There’s a shift in how consumers and small businesses are conducting cross-border transactions, according to the PYMNTS Intelligence report “Global Money Movement: How Digital Wallets...

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Small Businesses Turn to Instant Payments as Ad Hoc Transactions Surge
Small Businesses Turn to Instant Payments as Ad Hoc Transactions Surge
April 24, 2025  |  Faster Payments

Cash is king, and cash flow rules the day, especially for small businesses that might not have the wherewithal to weather macroeconomic shocks. Get the...

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Mobile Shopping Surge in Brazil Spans Generations, Not Just Gen Z
Mobile Shopping Surge in Brazil Spans Generations, Not Just Gen Z
April 23, 2025  |  Shopping

Shoppers in Brazil are increasingly mobile-first: 61% made their most recent retail purchase using a mobile device. Moreover, the typical Brazilian consumer window shops from...

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