PYMNTS Study

86% of Top Performing Credit Unions Support Open Banking

86% of Top Performing Credit Unions Support Open Banking
86% of Top Performing Credit Unions Support Open Banking
March 09, 2026  |  Credit Unions

Small businesses may still like the local, relationship-first feel of credit unions, but that loyalty now comes with a digital price tag. The new PYMNTS...

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Growing Fraud Risks Complicate Banks’ Push Toward Instant Payments
Growing Fraud Risks Complicate Banks’ Push Toward Instant Payments
March 06, 2026  |  Cybersecurity

A growing body of evidence suggests that businesses may be looking in the wrong place for payment fraud risk. That was the central finding of...

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Corporate Earnings Confirm PYMNTS Data on a Cautious but Active Consumer
Corporate Earnings Confirm PYMNTS Data on a Cautious but Active Consumer
March 04, 2026  |  Consumer Insights

Corporate earnings releases and conference calls often serve as a real-time test of economic narratives. Management observations offer insight into how consumers behave at the...

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Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
Middle Market CFOs Use Working Capital Tools to Boost Balance Sheets
March 04, 2026  |  Working Capital

The “Growth Corporates Working Capital Index 2025–2026: Research Report Data Book” is a PYMNTS Intelligence report commissioned by Visa. The report examines how Growth Corporates...

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Why Income Gains Don’t Always Boost Spending
Why Income Gains Don’t Always Boost Spending
March 03, 2026  |  Consumer Insights

As the PYMNTS audience saw in Monday’s newsletter (March 2) there’s some wisdom to be gleaned from crowds. The occasion was the launch of the...

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One-Third of Millennials Now Rely on Gig Payments and Tips as Primary Income
One-Third of Millennials Now Rely on Gig Payments and Tips as Primary Income
February 27, 2026  |  Gig Economy

Nearly one-third of millennials depend on transactional payouts from gig work and tips as their main source of income, replacing traditional paychecks with a piecemeal...

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Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value
Online Retail Jumps 13% Year Over Year as Shoppers Hunt for Value
February 26, 2026  |  eCommerce

Financial stress is no longer just shaping what Americans buy. It is reshaping how they pay. That was the central insight of “Consumer Financial Stress...

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Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
Small Businesses Signal It’s Time to Move Beyond Checks, PYMNTS–Mastercard Report Finds
February 25, 2026  |  SMBs

Small to mid-sized businesses (SMBs) are approaching a practical turning point in how they pay. Cash and checks still play an outsized role in day-to-day...

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