Young consumers in the United States are doing more than ever to stay afloat, but new data shows that effort alone is no longer restoring...
A growing share of consumers in the United States are using credit not simply because they have to, but because they see it as a...
For much of modern banking history, waiting several days for money to arrive was treated as routine. That assumption is eroding. Instant payments, same-day ACH...
The evolution of digital payments has often followed a predictable pattern. As transactions become faster and more seamless, new layers of infrastructure emerge to support...
“Travel Firms Embrace Embedded Wallets to Boost Revenue and Conversion” is a collaboration between PYMNTS Intelligence and Marqeta. This data brief explores how embedded finance...
Artificial intelligence is starting to look less like a novelty and more like a new kind of personal assistant, one that people increasingly tap first...
As digital commerce becomes increasingly automated, enterprises face a new identity challenge: distinguishing legitimate AI agents acting on behalf of customers from malicious bots designed...
Fraud prevention is no longer about stopping a single bad transaction. It is about managing risk across an entire payment journey without driving away legitimate...