PYMNTS Study

Shared Signals Are Helping Banks Stop Fraud Sooner

Shared Signals Are Helping Banks Stop Fraud Sooner
Shared Signals Are Helping Banks Stop Fraud Sooner
January 09, 2026  |  Cybersecurity

The goal for financial institutions isn’t to keep pace with the artificial intelligence-driven evolution of fraud. It’s to outpace it. The PYMNTS Intelligence report “2025...

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Digital Wallets Win the Instant Payments Habit Battle
Digital Wallets Win the Instant Payments Habit Battle
January 09, 2026  |  Real-Time Payments

Payments history shows a familiar pattern. Innovations begin as features, become expectations and eventually harden into infrastructure. Credit cards, ACH and online banking all followed...

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More Than Half of All Suppliers Take Instant Payment When Offered
More Than Half of All Suppliers Take Instant Payment When Offered
December 23, 2025  |  Real-Time Payments

Instant payouts are no longer just about speed. They are reshaping how companies and consumers define an ongoing financial relationship. That is the central finding...

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Why Pay Timing Is Becoming the New Financial Fault Line
Why Pay Timing Is Becoming the New Financial Fault Line
December 19, 2025  |  Consumer Insights

The December 2025 update of the “Wage to Wallet™ Index” reveals an economy that is no longer moving in a single direction, but splitting along a...

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Fake Invoices Hit 47% of Mid-Market Companies in the Past Year
Fake Invoices Hit 47% of Mid-Market Companies in the Past Year
December 17, 2025  |  Cybersecurity

An attack that begins with a trusted vendor rather than a masked hacker is becoming one of the most persistent risks facing medium-sized companies in...

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B2B Platforms Turn Embedded Finance Into a Revenue Engine
B2B Platforms Turn Embedded Finance Into a Revenue Engine
December 12, 2025  |  B2B Payments

For business-to-business (B2B) platforms, embedded finance has moved from a niche add-on to a core engine for revenue growth, loyalty and operational efficiency. However, there...

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Checks Drain $39,000 From Small Businesses Each Year
Checks Drain $39,000 From Small Businesses Each Year
December 05, 2025  |  B2B Payments

Companies may be chasing automation, but late payments and cash flow strain are pushing a deeper shift in how finance teams think about modern payables....

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Banks Face Fraud Spike As Scams Stress Legacy Systems
Banks Face Fraud Spike As Scams Stress Legacy Systems
December 04, 2025  |  Fraud Prevention

The “2025 State of Fraud and Financial Crime in the United States” report, a PYMNTS Intelligence report commissioned by Block, reveals that the financial industry...

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