PYMNTS Study

88% of Small Businesses Would Pay Fees to Be Paid in Real Time

88% of Small Businesses Would Pay Fees to Be Paid in Real Time
88% of Small Businesses Would Pay Fees to Be Paid in Real Time
October 01, 2025  |  SMBs

Banks know real-time payments keep cash moving, yet they continue to tilt these services toward large enterprises. The March/April edition of the Real-Time Payments Tracker...

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35% of Online Purchases Now Flow Through Mobile Wallets
35% of Online Purchases Now Flow Through Mobile Wallets
September 30, 2025  |  Mobile

Mobile wallet use is spreading, but these digital apps aren’t replacing credit and debit cards. They’re burying them. The PYMNTS Intelligence report “Pocket Revolution: How...

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Study Finds 82% of Small Businesses Bet They’ll Survive, but Higher Costs Still Bite
Study Finds 82% of Small Businesses Bet They’ll Survive, but Higher Costs Still Bite
September 29, 2025  |  SMBs

Small business owners rarely lack grit, but today their biggest threat may be too much optimism. A record share of Main Street firms say they...

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Nearly 3 in 4 Paycheck-to-Paycheck Households Didn’t Start Out That Way
Nearly 3 in 4 Paycheck-to-Paycheck Households Didn’t Start Out That Way
September 24, 2025  |  Consumer Insights

For millions of consumers in the United States, living paycheck to paycheck isn’t a permanent sentence. The surprising angle of new research is that most...

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37% of Millennials Pay for Both Amazon and Walmart Subscriptions
37% of Millennials Pay for Both Amazon and Walmart Subscriptions
September 23, 2025  |  Subscriptions

For years, retail watchers assumed Amazon Prime and Walmart+ were competing head-to-head for consumer loyalty. However, the PYMNTS Intelligence report “Winning Both Carts: Millennials Drive...

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Walmart’s Grocery Dominance Highlights Brick-and-Mortar Advantage
Walmart’s Grocery Dominance Highlights Brick-and-Mortar Advantage
September 23, 2025  |  Retail

In the high-stakes contest for grocery dollars in the United States, Walmart’s familiar supercenter aisles are proving more magnetic than the innovations of Amazon’s online...

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41% of Pay by Bank Users Want to Pay by Bank Beyond Retail
41% of Pay by Bank Users Want to Pay by Bank Beyond Retail
September 22, 2025  |  Payment Methods

Most consumers in the United States aren’t saying no to pay by bank. They’re saying, “What’s that?” The simple knowledge gap, more than cost or...

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Price Hikes Backfire as Tariffs Erode Margins and Demand
Price Hikes Backfire as Tariffs Erode Margins and Demand
September 19, 2025  |  Economy

Global trade has grown more uncertain, with tariffs hardening into a new economic reality for businesses in the United States. For mid-market companies, the challenge...

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