PYMNTS Study

The $95B Wake-Up Call: ‘Good Enough’ Digital Identity Is Costing Firms Growth

The $95B Wake-Up Call: ‘Good Enough’ Digital Identity Is Costing Firms Growth
The $95B Wake-Up Call: ‘Good Enough’ Digital Identity Is Costing Firms Growth
October 23, 2025  |  Cybersecurity

In an era where artificial intelligence-driven bots and digital agents are rewriting the rules of commerce, many companies still believe their identity verification systems are...

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Only 21% of Consumers Created a Budget Last Year
Only 21% of Consumers Created a Budget Last Year
October 23, 2025  |  Consumer Finance

Consumers in the United States may be strapped, but not everyone feels the same financial strain. The difference often comes down to how they budget....

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Embedded Finance Crosses the Tipping Point
Embedded Finance Crosses the Tipping Point
October 21, 2025  |  Payments Innovation

Embedded finance is no longer a trend. It’s the next competitive frontier. A new PYMNTS Intelligence report produced in collaboration with Green Dot reveals that...

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Apple Pay Turns 11 and Its Rivals Are Catching Up
Apple Pay Turns 11 and Its Rivals Are Catching Up
October 20, 2025  |  Mobile

Digital wallets have reached a turning point. Weekly in-store usage has more than doubled year over year, and Apple Pay now moves an estimated $450...

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Visa DPS Finds Top Issuers Fight Fraud to Win Customers
Visa DPS Finds Top Issuers Fight Fraud to Win Customers
October 17, 2025  |  Cybersecurity

Fraud prevention has long been a defensive strategy for card issuers, but top-performing issuers are treating it as an offensive one. They’re using tokenization and...

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Study Finds Trust and Rewards the Missing Links to Pay by Bank Adoption
Study Finds Trust and Rewards the Missing Links to Pay by Bank Adoption
October 17, 2025  |  Consumer Payments

“Pay by Bank: Consumer Adoption Hinges on Security Concerns,” a PYMNTS Intelligence and Trustly collaboration, explores the forces shaping consumer trust, confidence and conversion in...

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Gen Z Leads a 23% Surge in Mobile Wallet Use Across Generations
Gen Z Leads a 23% Surge in Mobile Wallet Use Across Generations
October 15, 2025  |  Mobile

Mobile wallets aren’t killing the credit card. They’re giving it new life. That’s the undercurrent of PYMNTS Intelligence’s latest “How the World Does Digital” report,...

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Mobile Accounts for 59% of Long-Distance Travel Bookings
Mobile Accounts for 59% of Long-Distance Travel Bookings
October 14, 2025  |  Travel Payments

When it comes to travel, Generation Z consumers and baby boomers, two groups at opposite ends of the digital age spectrum, are behaving more alike...

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