PYMNTS Study

Why Small Businesses Don’t Use Business Credit Cards  

Why Small Businesses Don’t Use Business Credit Cards  
Why Small Businesses Don’t Use Business Credit Cards  
July 21, 2025  |  SMBs

Small businesses run on big decisions—but when it comes to credit card usage, many are blending business and personal finance in ways that reveal shortcomings...

READ MORE >
Retailers in Mexico Face Pressure to Unify In-Store and Mobile Journeys
Retailers in Mexico Face Pressure to Unify In-Store and Mobile Journeys
July 17, 2025  |  Retail

Mexico is evolving into a mobile-first consumer market, a shift that presents opportunities for financial services and merchants to optimize cross-channel shopping. The PYMNTS Intelligence...

READ MORE >
18% of Consumers Are ‘Committed’ Mobile Wallet Users Defining Future Payment Flows
18% of Consumers Are ‘Committed’ Mobile Wallet Users Defining Future Payment Flows
July 14, 2025  |  Mobile

Global payments are being driven by a generational shift toward mobile wallets that began with young consumers and is now influencing all age groups. The...

READ MORE >
Why Banks Say ‘No’ to Nearly 3 in 10 Micro-Businesses
Why Banks Say ‘No’ to Nearly 3 in 10 Micro-Businesses
July 11, 2025  |  SMBs

The quest for profitable small business lending is often thwarted not by a lack of demand, but by a shortage of reliable data. The PYMNTS...

READ MORE >
Why Top Performing Credit Unions Lose Fewer Members
Why Top Performing Credit Unions Lose Fewer Members
July 10, 2025  |  Credit Unions

Nearly four in 10 Gen Z credit union members say they’re considering leaving their credit union within the next year, mostly in favor of traditional...

READ MORE >
76% of Consumers Now Own Four or More Connected Devices
76% of Consumers Now Own Four or More Connected Devices
July 08, 2025  |  Connected Economy

The way people use technology is changing, creating a complex situation for banks and retailers. Even though more devices are connected, many people are happy...

READ MORE >
Banks Risk Market Share Loss Without Instant Payment Options
Banks Risk Market Share Loss Without Instant Payment Options
July 07, 2025  |  Real-Time Payments

While real-time networks like The Clearing House’s RTP® network have surpassed 1 billion transactions, a critical gap persists. The PYMNTS Intelligence report “The Real-Time Leap:...

READ MORE >
30% of Rural Businesses Say Sales Are Down
30% of Rural Businesses Say Sales Are Down
July 07, 2025  |  SMBs

While many small- to medium-sized businesses (SMBs) nationwide are charting a course toward long-term growth, a new financial analysis reveals a geographic divide in their...

READ MORE >