PYMNTS Study

Seniors’ Possible Purchasing Power Erosion May Lead to Less Splurging in 2024
Seniors’ Possible Purchasing Power Erosion May Lead to Less Splurging in 2024
January 09, 2024  |  Consumer Insights

Older consumers were able to maintain their purchasing power last year, mainly helped by an 8.7% jump in Social Security benefits that exceeded inflation. Get...

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94% of Consumers Who Use Overdrafts for $400-Plus Expenses Face  Financial Hardships
94% of Consumers Who Use Overdrafts for $400-Plus Expenses Face Financial Hardships
January 09, 2024  |  Consumer Insights

In challenging economic times, accessing credit is vital for many individuals, particularly those living paycheck to paycheck. Get the Full Story Complete the form to...

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Top Subscription Merchants Know the Value of Social Media
Top Subscription Merchants Know the Value of Social Media
January 08, 2024  |  Subscriptions

The most successful retail subscription companies see the value of tapping into social media apps’ wide audiences, while underperformers tend to abstain from these platforms....

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The Right Personalized Offers Double the Chance to Attract New Customers
The Right Personalized Offers Double the Chance to Attract New Customers
January 08, 2024  |  Consumer Insights

The trend of personalized offers and contextualized consumer experiences has emerged as a differentiating competitive factor across industries, from retail to media or travel experiences....

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Installment Plans Help Acquirers Boost Reputation and Merchant Satisfaction
Installment Plans Help Acquirers Boost Reputation and Merchant Satisfaction
January 08, 2024  |  Credit Cards

When a consumer is offered an installment or split-pay plan at the end of the checkout or any point of the shopping journey, the oft-assumed...

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Data Shows Bitcoin ETFs Might Not Make Crypto as Popular as Enthusiasts Expect
Data Shows Bitcoin ETFs Might Not Make Crypto as Popular as Enthusiasts Expect
January 05, 2024  |  Cryptocurrency

The investment world seems to be holding its collective breath, waiting for the Securities and Exchange Commission to approve a bitcoin exchange-traded fund (ETF). Get...

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Every Payment Recovery Method Counts for Subscription Merchants
Every Payment Recovery Method Counts for Subscription Merchants
January 04, 2024  |  Subscriptions

For subscription commerce merchants, payment recovery methods are vital to protecting revenue, and the more such methods, the better. Get the Full Story Complete the...

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What Global Merchants Need to Know About Boosting Cross-Border Sales
What Global Merchants Need to Know About Boosting Cross-Border Sales
January 04, 2024  |  eCommerce

Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

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Retail Subscription Merchants With Product Ratings and Reviews Outperform Competitors
Retail Subscription Merchants With Product Ratings and Reviews Outperform Competitors
January 03, 2024  |  Subscriptions

Top-performing retail subscription merchants offer consumers more crowdsourced information about product quality than their bottom-performing counterparts, suggesting that offering this information could play a key...

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