real time payments

Real time payments – also known as realtime payments, instant payments or immediate payments as electronic retail payment solutions that are available 24/7/365.

Bank of America to Debut X-Border Real-Time Payments Tool

Bank of America to Debut X-Border Real-Time Payments Tool
Bank of America to Debut X-Border Real-Time Payments Tool
June 04, 2026  |  Real-Time Payments

Bank of America plans to launch a new cross-border real-time payments tool later this year, according to a Thursday (June 4) press release provided to...

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Every Instant Payout Is a New Customer Waiting to Happen
Every Instant Payout Is a New Customer Waiting to Happen
June 04, 2026  |  Disbursements

Financial institutions have long treated disbursements as back-office logistics. Move the money, book the revenue and support the commercial client. However, the PYMNTS Intelligence report...

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Payfina Connects Credit Union Customers to RTP Network
Payfina Connects Credit Union Customers to RTP Network
June 02, 2026  |  Real-Time Payments

Instant payments solutions company Payfina says it is now integrated with The Clearing House’s RTP network. The integration means Payfina can connect financial institutions (FIs) to the instant...

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AI Forces Credit Unions to Rethink, Not Replace, Old Tech
AI Forces Credit Unions to Rethink, Not Replace, Old Tech
May 28, 2026  |  Credit Unions

Watch more: What’s Next in Payments With Velera’s Cody Banks Legacy payments infrastructure has become one of the financial sector’s more complicated inheritances. It’s difficult...

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United Texas Bank Becomes Nationally Chartered to Serve Crypto Industry
United Texas Bank Becomes Nationally Chartered to Serve Crypto Industry
May 27, 2026  |  Cryptocurrency

United Texas Bank aims to become the bridge between the cryptocurrency industry and traditional financial institutions now that it secured approval from the Office of...

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Executives See Speed, Trust and Data Reshaping Payments in 2026
Executives See Speed, Trust and Data Reshaping Payments in 2026
May 25, 2026  |  Payments Innovation

The first half of the year has been full of big themes, but the sharpest insights often came in the clearest sentences. Across PYMNTS Intelligence...

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Europe’s Banks Get a Real-Time Reality Check
Europe’s Banks Get a Real-Time Reality Check
May 25, 2026  |  Real-Time Payments

Europe’s instant payments agenda has crossed a threshold. The rails are largely in place. Now institutions face the harder task of rewiring everything around them....

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The Fed Account Access Fight Is Becoming a Risk Test for FinTechs
The Fed Account Access Fight Is Becoming a Risk Test for FinTechs
May 22, 2026  |  Legal & Regulation

For years, the argument over Federal Reserve account access has largely centered on who gets in. The latest executive and regulatory moves suggest the next...

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