Personal Finance

Personal Finance
NerdWallet: We Have Not Filed for Bankruptcy
March 03, 2024

Financial guidance platform NerdWallet says it was the victim of a fraudulent bankruptcy filing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Personal Finance
Data Shows January US Sales Sink but BNPL Can Boost Consumer Demand
February 22, 2024

According to the U.S. Commerce Department, retail sales dropped in January by a seasonally adjusted 0.8%.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Personal Finance
Webull Stays on Top in Provider Ranking of Personal Finance Apps
February 12, 2024

Love is priceless. For everything else, there’s the latest edition of PYMNTS’ Provider Ranking of Personal Finance Apps, to help you keep track of your expenses.  Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

Personal Finance
Lawmakers Pitch Savings Accounts That Open at Birth
January 31, 2024

A group of Democratic lawmakers wants to give every child born in America a savings account. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Personal Finance
SoFi Trails Top-Scoring Webull in Provider Ranking of Personal Finance Apps
January 08, 2024

With the new year upon us, competition is heating up in the realm of personal finance apps. In this edition of the PYMNTS Provider Ranking of Personal Finance Apps, we see several ties and even a triple tie. Webull remains in our top spot, but SoFi...

Personal Finance
Unexpected Expenses Hurt 30% of Consumers’ Credit Scores
January 03, 2024

Unexpected expenses continue to present a significant financial strain for consumers in an already challenging economic landscape. With dwindling savings and persistent economic difficulties, individuals are turning more frequently to external financing avenues to tackle these unanticipated costs head-on. Get the Full Story Complete the...

Personal Finance
Nearly 80% of Couples Share Bank Accounts to Streamline Household Finances
December 21, 2023

Balancing household budgets amid rising living costs is a widespread challenge. To streamline finances, individuals residing with partners or spouses are most likely to pool their finances together, with 87% sharing financial information and 76% maintaining joint bank accounts, PYMNTS Intelligence finds. Get the Full...

Personal Finance
CFPB Overdraft Fee Report Slams ‘Surprises,’ but Data Shows Usefulness
December 19, 2023

Overdraft fees have been a flashpoint of contention in banking for a while. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Personal Finance
Improving Credit Scores Can Boost Subprime Consumers’ Borrowing Capacity by Almost 70%
December 18, 2023

In a credit-based economy like the United States, credit scores play a crucial role in determining access to credit and financial stability. This poses a considerable challenge for millions of individuals with lower credit scores, significantly impacting their ability to manage finances effectively. Get the...