Credit Cards

Credit Cards
CIBC Debuts Mastercard That Adapts Rewards to Spender Behavior
May 01, 2025

Canadian bank CIBC has teamed with Mastercard on a new credit card offering. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Credit Cards
The Loyalty Game Gets Smarter With Co-Branded Card Precision
May 01, 2025

Co-branded credit cards are having a moment as merchants see the value in branding and stronger customer relationships. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Credit Cards
Recommendations Highly Influence Card Selection, With 73% Citing Impact
April 30, 2025

A new report from PYMNTS Intelligence, in collaboration with Elan, explores consumer motivations and behaviors behind opening new credit cards, revealing the interplay between financial stability, spending habits and personal recommendations. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Credit Cards
Discover Lowers Provision for Credit Losses Amid ‘Positive Credit Trends’
April 23, 2025

Positive credit trends contributed to “solid first quarter financial performance” at Discover Financial Services, Discover Interim CEO and President Michael Shepherd said in a Wednesday (April 23) earnings release. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

Credit Cards
Credit Card Companies Prepare for Potential Losses
April 23, 2025

As the economy faces potential challenges, credit card companies are taking proactive measures to prepare for a downturn. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Credit Cards
62% of Consumers Without Traditional Credit Cards Already Use Credit
April 23, 2025

Many consumers without traditional credit cards are more receptive to credit-like products such as store cards and buy now, pay later plans, signaling a potential opening for financial institutions willing to tailor their offerings. Get the Full Story Complete the form to unlock this article...

Credit Cards
CFPB’s Credit Card Late Fee Cap Tossed by Judge
April 15, 2025

A federal judge has thrown out the Consumer Financial Protection Bureau’s (CFPB) late fee cap. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Credit Cards
Revolut Targets Europe’s Rewards Card Market
April 14, 2025

Revolut is reportedly building a rewards-based credit card that would use the RevPoints points system the company launched in July for use with debit cards. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Credit Cards
Credit Card Performance Metrics Show Signs of ‘Consumer Distress’
April 09, 2025

Credit card performance metrics are showing signs of “consumer distress,” the Federal Reserve Bank of Philadelphia said Wednesday (April  9). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....