The Clearing House

58% of US Banks Use Both RTP and FedNow for Instant Payments

58% of US Banks Use Both RTP and FedNow for Instant Payments
58% of US Banks Use Both RTP and FedNow for Instant Payments
June 27, 2025  |  Real-Time Payments

Financial institutions are rapidly abandoning the notion of picking a single lane in the real-time payments highway, instead opting for a dual-track approach to meet evolving consumer...

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Banks Target Business Clients With Instant Payments as Liquidity Tool
Banks Target Business Clients With Instant Payments as Liquidity Tool
June 20, 2025  |  Real-Time Payments

Faster payments are fundamentally changing how commercial banks and credit unions deliver value and differentiate themselves. Get the Full Story Complete the form to unlock...

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Bank of America Says Higher RTP Limit Enables New B2B Use Cases
Bank of America Says Higher RTP Limit Enables New B2B Use Cases
June 10, 2025  |  Real-Time Payments

Six weeks after The Clearing House raised the transaction limit on real-time payments from $1 million to $10 million Feb. 9, transactions over $1 million...

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Plaid Launches Request for Payment
Plaid Launches Request for Payment
June 09, 2025  |  Real-Time Payments

Plaid now enables instant pay-ins as well as instant payouts via its flexible multi-rail payment platform, Plaid Transfer.  Get the Full Story Complete the form to unlock...

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Real-Time Payment Innovations Signal Maturity Across Banking and Retail
Real-Time Payment Innovations Signal Maturity Across Banking and Retail
June 04, 2025  |  Real-Time Payments

The global real-time payments landscape is advancing. Banks, platforms and retailers are launching new capabilities that make instant settlement a reality for businesses and consumers....

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Glossary Cuts Through Jargon About Account-to-Account Payments
Glossary Cuts Through Jargon About Account-to-Account Payments
June 02, 2025  |  Payment Methods

A burst of announcements, from Visa’s “buyer-protected” account-to-account (A2A) service in the U.K. to fresh funding for variable recurring payments, has pushed bank-to-bank transfers back...

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The Young and Impatient: Digital-Native Generations Want Instant Payments From Banks
The Young and Impatient: Digital-Native Generations Want Instant Payments From Banks
May 30, 2025  |  Digital-First Banking

Generation Z and Generation Alpha are critical for financial institutions’ long-term viability. They’re the ones with decades of financial journeys ahead of them. Get the...

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Tight Business Cases Accelerate Credit Unions’ Shift to Real-Time Payments
Tight Business Cases Accelerate Credit Unions’ Shift to Real-Time Payments
May 29, 2025  |  Real-Time Payments

Executives at financial institutions large and small know that faster payments are becoming a part of their strategic and competitive roadmaps. If they don’t offer...

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Who’s Winning the Instant Payments Race? Depends on the Customer
Who’s Winning the Instant Payments Race? Depends on the Customer
May 20, 2025  |  Real-Time Payments

Instant payments have entered the mainstream — but how, why and for whom financial institutions deploy them is anything but uniform. Get the Full Story...

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