The Data Point

Credit Access Among Top SMB Priorities, Yet 30% Report No Immediate Need
Credit Access Among Top SMB Priorities, Yet 30% Report No Immediate Need
January 25, 2024  |  SMBs

Small- to medium-sized businesses (SMBs) are increasingly facing challenges in accessing the credit they need to run and grow their operations. As rising costs and...

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36% of SMBs Say Cost, Complexity Prevent AP/AR Automation
36% of SMBs Say Cost, Complexity Prevent AP/AR Automation
January 23, 2024  |  Accounts Payable

Nearly 80% of mid-size firms — those generating between $3.5 million and $15 million in annual revenue — anticipate a surge in the volume of...

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Nearly 40% of Consumers Say No to Pay-by-Bank Payments Even With Incentives
Nearly 40% of Consumers Say No to Pay-by-Bank Payments Even With Incentives
January 22, 2024  |  Payment Methods

Pay-by-bank payments, also known as account-to-account (A2A) payments, allow consumers to transfer funds between bank accounts in real time. These payments bypass traditional card networks...

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85% of CFOs Use Working Capital to Safeguard Businesses From Macroeconomic Shifts
85% of CFOs Use Working Capital to Safeguard Businesses From Macroeconomic Shifts
January 19, 2024  |  Loans

The adoption of working capital solutions has seen a rise among growth corporates, commonly referred to as middle-market firms, in North America. Get the Full...

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Tipping Costs Drive Nearly 30% of Consumers to Reduce Hotel Spending
Tipping Costs Drive Nearly 30% of Consumers to Reduce Hotel Spending
January 18, 2024  |  Consumer Insights

Rising prices are affecting American households, leading to reduced consumer spending. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

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One in 4 Affluent Shoppers Use Auto-Fill Subscriptions for Essential Items
One in 4 Affluent Shoppers Use Auto-Fill Subscriptions for Essential Items
January 16, 2024  |  Subscriptions

Brands trying to target high-income consumers may want to look to auto-fill subscription models. Get the Full Story Complete the form to unlock this article...

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43% of Consumers Receiving Business Expense Reimbursements Opt for Instant Payments
43% of Consumers Receiving Business Expense Reimbursements Opt for Instant Payments
January 16, 2024  |  Disbursements

The waning of COVID-19 pandemic has triggered a surge in travel and expenses as professionals increasingly attend conferences and meet with clients. This shift has...

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EU Consumers Say They’d Rather Card Networks Than Banks Deliver Their Everyday App
EU Consumers Say They’d Rather Card Networks Than Banks Deliver Their Everyday App
January 15, 2024  |  Consumer Insights

Globally, the increasing reliance on apps and connected devices has led to growing consumer demand for an everyday app that seamlessly integrates banking, shopping and...

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Safeguarding Personal Information Key to Banking Subprime Consumers
Safeguarding Personal Information Key to Banking Subprime Consumers
January 12, 2024  |  Banking

As technological advancements continue to revolutionize the financial industry, data privacy and security continues to take center stage, shaping consumer preferences and challenging financial institutions...

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