The Data Point

42% of SMBs Would Pay a Fee to Receive Instant Ad Hoc Payments
42% of SMBs Would Pay a Fee to Receive Instant Ad Hoc Payments
February 21, 2024  |  Real-Time Payments

Small and medium-sized businesses (SMBs) heavily rely on ad hoc payments to sustain their cash flow.  Get the Full Story Complete the form to unlock...

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Consumers Choose Pay-by-Bank Payments for Lower Fees
Consumers Choose Pay-by-Bank Payments for Lower Fees
February 21, 2024  |  Payment Methods

Account-to-account (A2A) payments, also known as pay-by-bank, are gaining popularity among consumers. Get the Full Story Complete the form to unlock this article and enjoy...

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85% of Consumers Without Paycheck Pressures Choose Credit Cards for Their Security Features
85% of Consumers Without Paycheck Pressures Choose Credit Cards for Their Security Features
February 20, 2024  |  Credit Cards

About 62% of consumers in the United States live paycheck to paycheck, often face difficulties paying their monthly bills, and rely on credit cards to...

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Nearly 30% of ISVs Say System Integration Issues Make It Harder to Innovate
Nearly 30% of ISVs Say System Integration Issues Make It Harder to Innovate
February 15, 2024  |  Payments Innovation

The software publishing industry is undergoing significant changes as key players seek to enhance customer engagement and tap new revenue streams through the embedded finance...

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35% of Boomers Prefer Retailer Sites to Buying Directly from Brands
35% of Boomers Prefer Retailer Sites to Buying Directly from Brands
February 14, 2024  |  Retail

The competition for customers amongst brand websites, store websites and online marketplaces continues to be shaped by a complex web of consumer preferences, trust considerations...

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Nearly 1 in 5 Middle Market CFOs Tap Bank Credit Lines for Working Capital
Nearly 1 in 5 Middle Market CFOs Tap Bank Credit Lines for Working Capital
February 13, 2024  |  Loans

The adoption of external working capital solutions has surged among growth corporates — commonly referred to as middle-market firms — in North America. This trend...

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Nothing Personal: Nearly a Third of Loyal Shoppers Would Switch Merchants for More Personalized Card-Linked Offers
Nothing Personal: Nearly a Third of Loyal Shoppers Would Switch Merchants for More Personalized Card-Linked...
February 12, 2024  |  Loyalty & Rewards

The 2023 holiday shopping season was a challenging time for consumers as rising prices made it difficult to manage their spending.  Get the Full Story...

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1 in 10 Consumers Use Online Shopping to Manage Expenses
1 in 10 Consumers Use Online Shopping to Manage Expenses
February 09, 2024  |  eCommerce

Time is money, and consumers are constantly seeking ways to make their lives more efficient. One area where this is particularly evident is in the...

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Half of FIs Rely Entirely on External Data Encryption Tools to Detect Fraud
Half of FIs Rely Entirely on External Data Encryption Tools to Detect Fraud
February 08, 2024  |  Fraud Prevention

Over 40% of financial institutions (FIs) have reported higher-than-average volumes of fraud and financial crime, according to insights detailed in “FIs Depend on AI/ML Partners...

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