The Data Point

Large National Banks Hold the Advantage When Main Street SMBs Shop for Credit
Large National Banks Hold the Advantage When Main Street SMBs Shop for Credit
September 08, 2023  |  SMBs

Access to business financing is crucial for Main Street small and medium-sized businesses (SMBs). But while a significant share of these small businesses across all...

READ MORE >
37% of Consumers Say Cost a Factor in Buying Ready-to-Eat Meals Over Takeout
37% of Consumers Say Cost a Factor in Buying Ready-to-Eat Meals Over Takeout
September 07, 2023  |  Restaurant innovation

With the advent of remote work, limited time and the increasing demand for convenience, ready-to-eat meals have experienced a surge in popularity among consumers.  Get...

READ MORE >
Gen Z Relies More on BNPL for Small, Everyday Purchases
Gen Z Relies More on BNPL for Small, Everyday Purchases
September 06, 2023  |  Buy Now Pay Later

In today’s uncertain macroeconomic landscape, credit products have become essential for managing spending and cash flow. Get the Full Story Complete the form to unlock...

READ MORE >
71% of Gen Z Consumers Prefer Banking via Smartphone for Security
71% of Gen Z Consumers Prefer Banking via Smartphone for Security
May 04, 2023  |  Security & Fraud

As smartphone security measures like biometrics become more advanced, more consumers feel safe conducting financial transactions via mobile, including over half of seniors and baby...

READ MORE >
73% of Millennials Still Live Paycheck-To-Paycheck But Savings Cushions Are Rising
73% of Millennials Still Live Paycheck-To-Paycheck But Savings Cushions Are Rising
May 03, 2023  |  Connected Economy

As millennials enter new life phases like home ownership and parenthood, those added financial pressures make this high-earning demographic most likely to live paycheck to...

READ MORE >
30% of US Construction Firms Invest in Digital Payments Amid Housing Slump
30% of US Construction Firms Invest in Digital Payments Amid Housing Slump
March 02, 2023  |  Digital Payments

Construction firms facing lower housing starts and rising mortgage rates that are turning off potential home buyers are increasingly turning to digital payment solutions as...

READ MORE >
Travel and Transportation Drive 14% Rise in Consumer Use of Digital Tools
Travel and Transportation Drive 14% Rise in Consumer Use of Digital Tools
February 27, 2023  |  Connected Economy

Consumer engagement in the connected economy continues to gain ground, as new PYMNTS research found the use of apps and platforms posted double-digit increases in...

READ MORE >
7 in 10 Retail, Finance and Insurance CFOs Say Digital Investments Are Paying Off
7 in 10 Retail, Finance and Insurance CFOs Say Digital Investments Are Paying Off
February 24, 2023  |  Digital Payments

Investments in digital systems for fraud prevention, working capital, and accounts receivable (AR) lead a long list of digital expenditures that are yielding benefits for...

READ MORE >
Nearly 30% of Consumers Paid a Healthcare Bill Via Online Portal in the Past Year
Nearly 30% of Consumers Paid a Healthcare Bill Via Online Portal in the Past Year
February 22, 2023  |  Healthcare

Paying at the doctor’s office or hospital is still the predominant way consumers settle medical bills, but that’s changing as awareness of online portals and...

READ MORE >