Today on PYMNTS

Economy
Savings Rates Pressured as Consumer Spending Outpaces Disposable Personal Income...

The latest data on personal consumption notes that spending is outpacing the growth in...

artificial intelligence
Elon Musk’s xAI Close to Raising $6 Billion

Elon Musk’s artificial intelligence (AI) startup xAI is reportedly close to raising $6 billion...

Fraud Prevention
Banks Need ‘Change Management Checklist’ in Battle Against Fraud

Artificial intelligence (AI) holds the promise to transform all manner of industries — helping...

Restaurant innovation
Card-Linked Offers Shape Data Access and Personalized Offers for Restaurants

With Small Business Week coming up April 29, it’s a good time to focus on the...

Opinion
Customer Data, Technology Unlock Profitability Amid Uncertainty

Companies can leverage customer data and use technology to prosper in uncertain times, i2c...

VISA
Study Finds Only Half of Consumers Satisfied With Embedded Lending...

Lenders in key global markets offer an ever-increasing range of consumer credit products. Still,...

Fintech Investments
FinTech IPO Index Adds 3% as Oportun Soars on Preliminary...

For the companies populating the FinTech IPO Index, earnings have been part of the...

Earnings
Capital One CEO Calls Discover Deal ‘Singular Opportunity’

Capital One’s first quarter results showed consumers continue to spend on their cards —...

Earnings
Snap Reports Augmented Reality Drives User Engagement, Brand Advertising

Snapchat parent company Snap believes that augmented reality (AR) will be “one of the most meaningful advancements...

artificial intelligence
The Future of AI? RAG Combines Language and Search

As experts hint at the nearing technical limits of large language models (LLMs), the...

Walmart
Robo-Forklifts Rev Up Walmart’s Warehouses

In Walmart’s sprawling distribution centers, a quiet change is underway. The retail behemoth is preparing to deploy a...

Social Commerce
Report: ByteDance to Shut Down TikTok If Legal Efforts Fail

TikTok owner ByteDance would reportedly rather shut down the social media platform than sell it. That’s what...

Earnings
Microsoft: Unlocking AI Benefits Will Require Cultural Changes for Enterprises

Digital transformation is the name of the game — and that’s great news for...

Consumer Finance
Digital Platforms Elevate Renters’ Personal Finance Game

Digital platforms are transforming the personal finance landscape for renters by emphasizing the importance...

Blockchain
Stripe to Launch Support for Global Stablecoin Payments This Summer

Stripe is bringing back crypto payments after stopping them in 2018. John Collison, co-founder of...

Buy Now Pay Later
79% of US Consumers Are Highly Satisfied With BNPL 

Split-payment or installment plans such as buy now, pay later (BNPL) enable consumers to...

Earnings
Alphabet Q1 Earnings Focus on AI Monetization

Come for the comments about AI. Stay for the earnings call. That will most...

Mastercard
Mastercard Debuts Enhancements to FinTech Express and Engage Programs

Mastercard is introducing a card issuance function for its FinTech Express platform.  The payments...

Transportation
On-Demand Rental Apps Streamline Commercial Fleet’s Digital Journey

Whether it’s a delivery service rushing to fulfill orders, a construction crew on a...

Regulation
FTC Files Complaint Against Doxo, Alleging Misleading Ads

The Federal Trade Commission (FTC) is taking action against doxo, saying the bill payment company misleads consumers...

Consumer Finance
BlackRock Intros Paycheck-Style Retirement Offering

BlackRock has debuted a savings product designed to give retirees a guaranteed, paycheck-style income. The...

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