Digital Banking news and trends

Upstart Loan Originations Jump 50% as It Preps Bank Launch

August 05, 2026
Upstart, personal loan, lending
Chime Cuts 10% of Workforce in AI Pivot
Banking // July 31, 2026

Chime Financial plans to lay off about 150 people, or 10% of its workforce, Bloomberg reported Friday (July 31), citing a memo to employees from Chime CEO and Co-Founder Chris Britt. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

SoFi Cross-Selling Grows as Existing Members Drive 51% of New Products
Earnings // July 29, 2026

SoFi wants artificial intelligence to do more than answer a customer’s financial questions. It wants AI to eventually act on them, and in the process give customers more reasons to keep their financial lives inside its expanding financial ecosystem. Get the Full Story Complete the...

Barclays Profits Jump 17% Due to Rise in Dealmaking
Earnings // July 28, 2026

British lender Barclays logged a 17% increase in profits for the first half of 2026. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

X Money Makes Debut For Premium Subscribers
Digital Payments // July 28, 2026

Elon Musk’s “everything app” vision is one step closer to reality, though not yet for everyone. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Interviews & Exclusives
FIS Links Digital Money to Smarter Bank Networks

July 27, 2026
Watch more: What’s Next in Payments With FIS’ David Trecker Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and […]

The Credit Union Growth Play That Isn’t About Getting Bigger

June 10, 2026
As consumers increasingly expect banking relationships to combine specialized expertise with digital convenience, financial institutions face a difficult question: how can they preserve the distinct communities that built their franchises...

Banks Use Apps to Push Cards Top of the Wallet

May 18, 2026
The bank app is no longer just a utility for checking balances or paying bills. Increasingly, it is becoming the control center for customer engagement, rewards visibility, spending management and...

More Than 4 in 10 Digital Bank Users Prefer Wallets Over Cards

May 18, 2026
Digital bank customers are not just experimenting with new payment methods. They are increasingly reshaping what mainstream payments behavior looks like, particularly as mobile-first consumers lean into digital wallets and...

Quick Reads
Upstart Loan Originations Jump 50% as It Preps Bank Launch

August 05, 2026
Digital lender Upstart saw loan originations jump 50% as it prepares to launch its bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Chime Cuts 10% of Workforce in AI Pivot

July 31, 2026
Chime Financial plans to lay off about 150 people, or 10% of its workforce, Bloomberg reported Friday (July 31), citing a memo to employees from Chime CEO and Co-Founder Chris...

Barclays Profits Jump 17% Due to Rise in Dealmaking

July 28, 2026
British lender Barclays logged a 17% increase in profits for the first half of 2026. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

X Money Makes Debut For Premium Subscribers

July 28, 2026
Elon Musk’s “everything app” vision is one step closer to reality, though not yet for everyone. Get the Full Story Complete the form to unlock this article and enjoy unlimited...