Digital Banking/page/5 news and trends

Lumin Digital Raises $115 Million to Continue Expansion Beyond Digital Banking

July 15, 2026
funding
Dimon Says AI Will Make Banking Better and Tougher
Earnings // July 14, 2026

It’s all about the consumer and artificial intelligence, even on a day when five big banks were tracking record-setting earnings. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Digital Banking Becomes Bank of America’s Deposit Engine
Earnings // July 14, 2026

Bank of America’s second-quarter earnings call Tuesday (July 14) was dominated by a simple message: Consumers in the United States are spending, companies are borrowing, capital markets are open, and the economy is proving stronger than expected. Get the Full Story Complete the form to...

Visa Readies AI Financial Assistant for Banking Apps
Artificial Intelligence // July 14, 2026

Visa will soon begin piloting an AI Financial Assistant that financial institutions will be able to add to their banking apps to offer artificial intelligence-powered conversational financial guidance to cardholders. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Nubank Unit Secures Authorization to Become Mexican Bank
Banking // July 10, 2026

Digital bank Nubank’s Mexican operation, Nu Mexico, has received authorization to begin operations as a bank and now has 30 calendar days to complete its transformation into a bank, the company said in a Friday (July 10) press release. Get the Full Story Complete the form to unlock...

Interviews & Exclusives
The Credit Union Growth Play That Isn’t About Getting Bigger

June 10, 2026
As consumers increasingly expect banking relationships to combine specialized expertise with digital convenience, financial institutions face a difficult question: how can they preserve the distinct communities that built their franchises while assembling the scale needed to compete in a technology-driven market? Get the Full Story Complete the form to unlock this article and enjoy unlimited […]

Banks Use Apps to Push Cards Top of the Wallet

May 18, 2026
The bank app is no longer just a utility for checking balances or paying bills. Increasingly, it is becoming the control center for customer engagement, rewards visibility, spending management and...

More Than 4 in 10 Digital Bank Users Prefer Wallets Over Cards

May 18, 2026
Digital bank customers are not just experimenting with new payment methods. They are increasingly reshaping what mainstream payments behavior looks like, particularly as mobile-first consumers lean into digital wallets and...

Monzo’s US Retreat Highlights Neobanks’ Expansion Challenges

March 31, 2026
Neobanks have spent the better part of a decade refining digital-first models and then attempting to transplant them into new markets—with at least some strategy that what works in in...

Quick Reads
Lumin Digital Raises $115 Million to Continue Expansion Beyond Digital Banking

July 15, 2026
Lumin Digital has raised $115 million in new capital to further the expansion of its unified digital banking platform into a Compounding Growth Platform for banks and credit unions. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe […]

Visa Readies AI Financial Assistant for Banking Apps

July 14, 2026
Visa will soon begin piloting an AI Financial Assistant that financial institutions will be able to add to their banking apps to offer artificial intelligence-powered conversational financial guidance to cardholders....

Nubank Unit Secures Authorization to Become Mexican Bank

July 10, 2026
Digital bank Nubank’s Mexican operation, Nu Mexico, has received authorization to begin operations as a bank and now has 30 calendar days to complete its transformation into a bank, the company said...

Atom Bank’s Planned Sale on Brink of Falling Apart

June 29, 2026
The sale of British digital lender Atom Bank is reportedly in danger of falling through. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...