Digital Banking/page/2 news and trends

Tax Refunds Squeeze OppFi Loan Volume

May 07, 2026
OppFi
Chime Turns a Profit as Members Hit 10.2 Million
Earnings // May 06, 2026

The FinTech landscape is undoubtedly a mature one these days. But as Chime Financial’s first quarter 2026 earnings call Wednesday (May 6) revealed, that doesn’t mean that firms can’t still achieve scale without abandoning growth, or that both scale and growth are ever risk-free. Get...

FIS Launches Bank-Focused Platform for Digital Currencies
Digital-First Banking // April 29, 2026

FIS has launched a new platform that enables banks to issue, manage and settle their own digital money while keeping those deposits on their balance sheet. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

LendingClub Rebrands to Happen Bank
Digital Banking // April 22, 2026

LendingClub plans to mark its multi-year transition from online lender to diversified full-service bank by rebranding LendingClub Bank as Happen Bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Revolut Skips OpenAI, Trains AI on 25 Million Customers
artificial intelligence // April 21, 2026

Most banks pay OpenAI or Anthropic for access to artificial intelligence. Revolut built its own. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Interviews & Exclusives
Monzo’s US Retreat Highlights Neobanks’ Expansion Challenges

March 31, 2026
Neobanks have spent the better part of a decade refining digital-first models and then attempting to transplant them into new markets—with at least some strategy that what works in in one geography would travel cleanly into another, as living life digitally is a global phenomenon. Get the Full Story Complete the form to unlock this […]

Neobanks Chase a Bigger Prize Than App Engagement

March 25, 2026
Neobanks have spent years proving they could attract users. And now, there are indications that scale is translating into durable banking economics. Get the Full Story Complete the form to...

Nearly Half of Digital Bank Customers Prefer Digital Wallets

February 18, 2026
Pay by bank is starting to look less like a niche payment option and more like a switch consumers will make when merchants pair it with real value and clear...

Provident Bank Says Strategy Focused on Simplicity Over Shiny Tech

February 11, 2026
Scott Hurlbert’s clearest reminder that customer experience is still personal came through a text from his daughter. Get the Full Story Complete the form to unlock this article and enjoy...

Quick Reads
Tax Refunds Squeeze OppFi Loan Volume

May 07, 2026
OppFi saw its total net originations decrease 7% in the first quarter as the company tightened credit and as larger tax refunds reduced its customers’ need for loans. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to […]

FIS Launches Bank-Focused Platform for Digital Currencies

April 29, 2026
FIS has launched a new platform that enables banks to issue, manage and settle their own digital money while keeping those deposits on their balance sheet. Get the Full Story Complete...

LendingClub Rebrands to Happen Bank

April 22, 2026
LendingClub plans to mark its multi-year transition from online lender to diversified full-service bank by rebranding LendingClub Bank as Happen Bank. Get the Full Story Complete the form to unlock...

Revolut Targeting $200 Billion Valuation in Eventual IPO

April 21, 2026
Revolut is reportedly targeting a $200 billion valuation in its eventual public listing. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...