Fca/page/2 news and trends

Zilch Enters the ‘Payments Tent’ With FCA License
Payment Methods // December 11, 2025

Consumer payments platform Zilch has secured a payment services license in the U.K. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

UK Regulator FCA Launches Supervised AI Trials for Banks
artificial intelligence // December 03, 2025

The Financial Conduct Authority launched a new initiative on Wednesday (Dec. 3) to give U.K. financial firms a “safe space” to test artificial-intelligence systems in live markets under regulatory supervision. The program, called AI Live Testing, pairs participating firms with the FCA and its technical...

Romance Fraud Reports Increase 9% in UK
Fraud Prevention // October 17, 2025

Payment service providers and online platforms have roles to play in combating romance fraud, the United Kingdom’s Financial Conduct Authority said Friday (Oct. 17). Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...

UK’s FCA Taps Raidiam to Help Test Data Sharing for Open Finance
Partnerships // October 13, 2025

The United Kingdom’s Financial Conduct Authority has partnered with Raidiam to help firms simulate and test data sharing in support of open finance. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Interviews & Exclusives
Newly Flush With Capital, Challenger Banks Face New Challenges

December 10, 2024
A wave of funding rounds over the past several months is giving challenger banks fresh financial firepower to position themselves as alternatives to traditional banks, mainstays of financial services that have been around for decades — even centuries. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to […]

Will Regulators’ Public Shaming Blunt Innovation?

June 05, 2024
The respective online “walls of shame” that U.S. and U.K. regulators have proposed to erect — spotlighting companies under various investigations — may have a chilling effect on competition and...

UK Edges Closer to BNPL Regulation as Consultation Kicks Off

February 15, 2023
The U.K. has launched a long-awaited consultation aimed at regulating the BNPL sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

UK Regulators Turn to Anti-Fraud Jingle to Thwart Holiday Loan Scams

December 24, 2021
This Christmas, the U.K.’s Financial Conduct Authority (FCA) is taking the fight against fraud to a whole new musical level. Get the Full Story Complete the form to unlock this...

Quick Reads
UK Allows Firms to Set Their Own Limits for Contactless Payments

December 19, 2025
The United Kingdom’s Financial Conduct Authority (FCA) said rule changes that will take effect in March 2026 will allow banks and payment service providers to set their own limits for contactless payments. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional […]

Zilch Enters the ‘Payments Tent’ With FCA License

December 11, 2025
Consumer payments platform Zilch has secured a payment services license in the U.K. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

UK Regulator FCA Launches Supervised AI Trials for Banks

December 03, 2025
The Financial Conduct Authority launched a new initiative on Wednesday (Dec. 3) to give U.K. financial firms a “safe space” to test artificial-intelligence systems in live markets under regulatory supervision....

Romance Fraud Reports Increase 9% in UK

October 17, 2025
Payment service providers and online platforms have roles to play in combating romance fraud, the United Kingdom’s Financial Conduct Authority said Friday (Oct. 17). Get the Full Story Complete the...