Innovation news and trends

Ingo’s Edwards Credits ‘Culture of Possibility’ for Embedded Banking Progress
Opinion // January 15, 2025

Technology can mitigate risk, enhance security and optimize customer interactions in banking and payments, Ingo Payments CEO Drew Edwards writes in a new PYMNTS eBook, “The Innovation Mindset: How to Achieve It in 2025.”   Innovation and growth have always been at the heart of...

Will Cyber Trust Mark Change Consumer Behavior? Experts Discuss Potential Impact
Cybersecurity // January 14, 2025

The U.S. government’s Cyber Trust Mark cybersecurity labeling program for internet-connected devices is set to impact consumers and the industry. The program, which covers products like smart home appliances and fitness trackers, will provide consumers with clearer information about device security. While the program is...

Biden Issues Executive Order Governing AI Infrastructure
Artificial Intelligence // January 14, 2025

The White House issued an executive order covering artificial intelligence infrastructure plans in the United States. With less than a week left in office, President Joe Biden signed an order on AI Tuesday (Jan. 14) aimed at making sure data centers can be constructed quickly....

Digitizing the B2B Payments Landscape Starts With … Sales?
B2B Payments // January 14, 2025

The digitization of the B2B landscape is looking like an increasingly inevitable one. But in the near-term, the success of operational modernizations, including key B2B payment processes, could hinge on more than just technology — it may require a cultural change across all levels of...

Interviews & Exclusives
Ingo’s Edwards Credits ‘Culture of Possibility’ for Embedded Banking Progress

January 15, 2025
Technology can mitigate risk, enhance security and optimize customer interactions in banking and payments, Ingo Payments CEO Drew Edwards writes in a new PYMNTS eBook, “The Innovation Mindset: How to Achieve It in 2025.”   Innovation and growth have always been at the heart of Ingo Payments’ journey. From our origins operating bank branches for […]

Conversational AI Stirs Up Spirit Sector’s Digital Transformation

January 14, 2025
You can order almost anything online, so why should booze be any different? That’s the $285 billion question Drinks is keen on answering, Barry Collier, the company’s co-founder and head...

FIS: Payments Sector Needs New Way of Thinking

January 14, 2025
FIS FinTech platform Atelio arose from innovative thinking around embedded finance, FIS EVP and Chief Business Officer Roy Ng writes in a new PYMNTS eBook, “The Innovation Mindset: How to...

Bank of America’s Take on Latin America’s Digital Payments Advantage

January 13, 2025
Digital payments are growing in Latin America as companies like Mercado Libre and TerraPay rapidly advance digital banking and digital wallets in the region. Central bank instant payments mandates and...

Quick Reads
Microsoft Debuts Pay-as-You-Go AI Copilot Chat

January 15, 2025
Microsoft is adding pay-as-you-go artificial intelligence agents to its free chatbot for commercial users. Microsoft 365 Copilot Chat offers free AI chat powered by OpenAI’s GPT-4o for Microsoft 365 commercial customers, according to a Wednesday (Jan. 15) Microsoft blog post. “Moving forward, every organization will have a mix of Copilot Chat and Microsoft 365 Copilot […]

Biden Issues Executive Order Governing AI Infrastructure

January 14, 2025
The White House issued an executive order covering artificial intelligence infrastructure plans in the United States. With less than a week left in office, President Joe Biden signed an order...

Genesy Raises $5.1 Million to Build AI Agents for B2B Sales

January 14, 2025
Genesy raised 5 million euros (about $5.1 million) in a seed round to grow and expand its product offering, which includes artificial intelligence agents that help with B2B sales processes....

Chainalysis Bolsters Fraud Detection Capabilities With Alterya Acquisition

January 13, 2025
Blockchain data platform Chainalysis acquired Alterya, an artificial intelligence-powered fraud detection solution that works with cryptocurrency exchanges and FinTechs to identify scammers and protect the companies’ end users from authorized...