Fico news and trends

Gen Z Credit Scores Plunge as Cost of Living Rises
Consumer Finance // October 19, 2025

For members of Generation Z, it’s becoming harder and harder to maintain good credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

FICO Lets Mortgage Lenders Bypass Credit Bureaus
Loans // October 02, 2025

FICO has introduced a program that lets mortgage lenders bypass working with credit bureaus. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

FICO Debuts Financial Services Model to Reduce AI Hallucinations
Artificial Intelligence // September 23, 2025

FICO introduced a tool designed to help companies combat artificial intelligence hallucinations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

FICO to Launch Credit Scores That Incorporate BNPL Data
Buy Now Pay Later // June 23, 2025

FICO will launch its first credit scores that incorporate buy now, pay later (BNPL) data in the fall. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to...

Interviews & Exclusives
FICO Scores Come Under Scrutiny and Lenders Eye New Ways to Assess Risk

May 28, 2025
The FICO score is arguably shorthand for creditworthiness — a triple-digit number that helps determine mortgages and all manner of debt that’s extended to applicants, and at what interest rate. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. […]

Credit Sesame CEO: Outdated Credit Scoring Renders 44 Million Potential Borrowers Invisible

July 06, 2021
“How much cash you have and how you use your cash is really an important data point that can be used to assess someone’s creditworthiness.” Get the Full Story Complete...

Avant CEO: Near-Prime Consumers Aren’t As Risky As Incomplete Data Suggests

June 17, 2021
The last 16 or so months has triggered a full reset of almost every part of consumers’ lives, as they were forced to rewire themselves to work in a world on...

CUs Eyeing Member Risk Must Look Beyond FICO Scores

June 03, 2020
There are tough economies, and then there is the existential grappling, for consumers and small businesses alike, that is the hallmark of the COVID-19 pandemic. Get the Full Story Complete the...

Quick Reads
FICO and Plaid Add Cash Flow Data to Credit Scores

November 20, 2025
FICO and Plaid launched a credit score that uses real-time cash flow data. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications […]

Gen Z Credit Scores Plunge as Cost of Living Rises

October 19, 2025
For members of Generation Z, it’s becoming harder and harder to maintain good credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

FICO Lets Mortgage Lenders Bypass Credit Bureaus

October 02, 2025
FICO has introduced a program that lets mortgage lenders bypass working with credit bureaus. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

FICO Debuts Financial Services Model to Reduce AI Hallucinations

September 23, 2025
FICO introduced a tool designed to help companies combat artificial intelligence hallucinations. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...