Germany/page/8 news and trends

Santander-Owned Openbank Debuts Crypto Trading in Germany
Cryptocurrency // September 16, 2025

Santander-owned digital bank Openbank launched a cryptocurrency trading service. Openbank customers in Germany can buy, sell or hold Bitcoin, Ether, Litecoin, Polygon and Cardano together with their other investments, according to a Tuesday (Sept. 16) press release. The service will launch in Spain in the...

JPMorgan Bringing Digital Retail Bank to Germany in 2026
Banking // September 04, 2025

J.P. Morgan is set to bring its digital retail bank Chase to Germany next year. As the Financial Times (FT) reported Thursday (Sept. 4), America’s largest bank plans to launch in Germany in the second quarter of 2026. Chase’s first product in that country will...

N26 Faces Leadership Overhaul Amid Regulator Pressure
Banking // August 15, 2025

Investors in Germany’s most valuable FinTech, N26, are pushing to remove its co-founders from executive roles and install the bank’s supervisory board chair as interim co-chief executive, the Financial Times reported, citing people familiar with the matter. According to the FT, under a proposed deal, co-CEOs Valentin...

German Data Protection Authority Asks Apple and Google to Stop Distributing DeepSeek App
Artificial Intelligence // June 27, 2025

A German data protection authority regulator said Friday (June 27) that she told Apple and Google that the DeepSeek artificial intelligence-powered chatbot app is “illegal content” and that the companies must now decide whether to block the app from their app stores. Meike Kamp, the...

Interviews & Exclusives
71% of German Consumers Used a Digital Wallet in the Past Year

December 02, 2024
Digital wallets have become a key tool for German consumers, especially for online shopping and banking. Consider that 71% of consumers in Germany used a digital wallet in some way in the past year. A PYMNTS Intelligence report, “Digital Wallets Beyond Financial Transactions: Germany Edition,” in collaboration with Google Wallet, reveals insights into how Germans […]

Consumers and Smaller Businesses Form an Untapped Embedded Lending Market in Germany

September 26, 2024
Embedded lending is growing in popularity around the world. It promises convenient, streamlined access to financing for specific expenses from within merchant, business and other platforms. This is true for...

New Data: Germany’s Baby Boomers Flip the Script on Digital Wallet Usage

August 01, 2024
Consumers in Germany are embracing their digital wallets for payments. Nearly half (47%) use them for online shopping for example. Surprisingly, baby boomers and seniors in Germany are more likely...

Cash Rich, Digital Poor? The Paradox of German Economic Culture

July 18, 2024
As the largest economy in the European Union, Germany surprisingly ranks near the bottom in digital engagement among the 11 countries studied in PYMNTS Intelligence’s “How the World Does Digital”...

Quick Reads
Germany Says Europe Can’t Afford to Slow AI Development

September 14, 2026
Germany is reportedly rejecting the AI industry’s calls to slow the technology’s development. “We do not consider halting development to be a viable option for Europe,” a spokesperson for the country’s digital affairs ministry told Reuters Monday (Sept. 1), adding that bolstering Europe’s digital sovereignty means further artificial intelligence (AI) development and innovation. As the report notes, […]

Santander-Owned Openbank Debuts Crypto Trading in Germany

September 16, 2025
Santander-owned digital bank Openbank launched a cryptocurrency trading service. Openbank customers in Germany can buy, sell or hold Bitcoin, Ether, Litecoin, Polygon and Cardano together with their other investments, according...

JPMorgan Bringing Digital Retail Bank to Germany in 2026

September 04, 2025
J.P. Morgan is set to bring its digital retail bank Chase to Germany next year. As the Financial Times (FT) reported Thursday (Sept. 4), America’s largest bank plans to launch...

N26 Faces Leadership Overhaul Amid Regulator Pressure

August 15, 2025
Investors in Germany’s most valuable FinTech, N26, are pushing to remove its co-founders from executive roles and install the bank’s supervisory board chair as interim co-chief executive, the Financial Times reported, citing...