Government/page/3 news and trends

President Trump Endorses Credit Card Competition Act
Credit Cards // January 13, 2026

President Donald Trump endorsed a bill that aims to lower credit card swipe fees. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status
Regulation // January 12, 2026

The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration status when considering extending credit. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Senate Bill Would Extend National Quantum Initiative and Expand Its Activities
Technology // January 08, 2026

A bipartisan group of United States senators introduced a bill Thursday (Jan. 8) that would extend the National Quantum Initiative (NQI) by five years and expand its activities. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Congress Targets Regulation to Jumpstart New Community Banks
Bank Regulation // January 08, 2026

A bill introduced in the U.S. House of Representatives Wednesday (Jan. 7) aims to support community banks by tailoring regulation to the size of the bank and making it easier to form new banks. Get the Full Story Complete the form to unlock this article...

Interviews & Exclusives
Congress Puts SEC and CFTC on Collision Course Over Crypto

November 11, 2025
The cryptocurrency market is a paradox of modern finance. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree to receive marketing communications from PYMNTS and to […]

Update: State AGs Confront SEC Over Digital Asset Turf

October 27, 2025
Cryptocurrency regulation may shift as 21 state attorneys general (AGs) called on the Securities and Exchange Commission (SEC) to clearly define how digital assets should be regulated, and by whom....

The Check Is No Longer in the Mail From the US Government

September 30, 2025
It’s deadline day. On Sept. 30, 2025 —today —federal agencies face the full force of President Trump’s executive order, “Modernizing Payments To and From America’s Bank Account.” Get the Full...

Banks Brace for Cyber Fight as CISA Faces Expiration

September 19, 2025
Stakes are high for the banking and FinTech sectors as cyberattacks grow more frequent and costly. Get the Full Story Complete the form to unlock this article and enjoy unlimited...

Quick Reads
Crypto Leaders Call for Negotiations as Senate Postpones Markup of Crypto Bill

January 15, 2026
The Senate Banking Committee postponed its markup of digital asset market structure legislation after cryptocurrency exchange Coinbase withdrew its support for the draft. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

President Trump Endorses Credit Card Competition Act

January 13, 2026
President Donald Trump endorsed a bill that aims to lower credit card swipe fees. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...

CFPB and DOJ Say Creditors Can Consider Borrowers’ Citizenship Status

January 12, 2026
The Consumer Financial Protection Bureau and the Department of Justice withdrew a 2023 joint statement that warned lenders not to look at an applicant’s immigration status when considering extending credit....

Senate Bill Would Extend National Quantum Initiative and Expand Its Activities

January 08, 2026
A bipartisan group of United States senators introduced a bill Thursday (Jan. 8) that would extend the National Quantum Initiative (NQI) by five years and expand its activities. Get the...