For most of the history of consumer credit, the loan decision sat with a human. That model is changing. This week in the Prompt Economy™ AI agents are now handling document review, credit scoring, risk assessment and borrower communication autonomously, compressing timelines and extending credit...
Mortgage underwriting runs on documents. Payslips, bank statements and tax returns are the evidence that lenders verify before approving a loan. Generative artificial intelligence can now produce all three in formats that pass standard checks. Australia’s mortgage market may be facing up to $4 billion...
A mortgage application used to mean waiting. At TD Bank, pre-adjudication averaged roughly 15 hours before a human underwriter could open the file. That window is now under three minutes. TD Bank Group launched its first agentic artificial intelligence (AI) model to close that gap....
U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. The Missouri Republican announced Monday (March 26) that he was looking into the credit scoring company’s recent price hikes, and that he wants the Federal Trade Commission (FTC) to do the same....
July 20, 2026
For most of the history of consumer credit, the loan decision sat with a human. That model is changing. This week in the Prompt Economy™ AI agents are now handling document review, credit scoring, risk assessment and borrower communication autonomously, compressing timelines and extending credit to borrowers that traditional systems could not reach. A HousingWire […]
May 22, 2026
A mortgage application used to mean waiting. At TD Bank, pre-adjudication averaged roughly 15 hours before a human underwriter could open the file. That window is now under three minutes....
August 05, 2025
For millions of Americans, the biggest threat to their personal finances and spending routines isn’t tariffs. It’s their mortgages. Many homebuyers jumped at the chance to take out an adjustable...
August 04, 2025
For decades, homeownership has stood as the bedrock of the American dream — a symbol of prosperity, stability, and upward mobility. But for millions of U.S. households in 2025, that...
October 20, 2026
The U.S. mortgage market has “weakened meaningfully” since July, though the rest of the U.S. market remains as healthy as it was, Equifax Chief Financial Officer and Chief Operations Officer John Gamble said Tuesday (Oct. 20) during an earnings call. “Mortgage market transaction volume began to decline later in August as interest rates started rising, […]
March 24, 2026
U.S. Sen. Josh Hawley says he plans to investigate FICO’s mortgage pricing practices. The Missouri Republican announced Monday (March 26) that he was looking into the credit scoring company’s recent...
March 16, 2026
Home builder sentiment inched up in March after one metric of mortgage rates dipped to its lowest level since August 2022, the National Association of Home Builders (NAHB) said Monday...
March 10, 2026
LoanDepot increased both its loan origination volume and its market share during the fourth quarter and attributed the gains in part to its investment in technology. The provider of lending...
