Occ/page/3 news and trends

Mercury Wins Conditional OCC Approval For Banking License
Digital Banking // April 28, 2026

FinTech Mercury says it is one step closer to become a national bank Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Banks Can’t Outsource Judgment to Algorithms
Bank Regulation // April 24, 2026

The growing reliance on automated customer interactions across banks and retailers is now being matched by a change in supervisory expectations, one that places continuous oversight at the center of financial operations. Get the Full Story Complete the form to unlock this article and enjoy...

OCC Enters the Interchange Fight and Raises the Stakes
Regulation // April 20, 2026

The Office of the Comptroller of the Currency is moving on two fronts to reshape how interchange is governed in the United States, pushing federal oversight into a fight that started in Illinois but won’t stay there. Get the Full Story Complete the form to...

Mission Lane Credit Card Startup Wants to Become National Bank
Credit Cards // April 20, 2026

Credit card startup Mission Lane has reportedly applied to become a U.S. bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Interviews & Exclusives
Regulators Put Bank and FinTech AML Infrastructure on Notice

April 08, 2026
Regulators’ proposed anti-money laundering (AML) rulemaking, introduced this week, offers a clear path for how compliance will be expected to operate as financial services continue to digitize and expand across platforms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins […]

Lawmakers Press Bank Regulators on Tech Rules and Delays

March 26, 2026
A House Financial Services subcommittee hearing on financial technology and regulation explored how much supervisory uncertainty banks are expected to tolerate as regulators rework their approach almost in real time....

The New FinTech Scorecard Starts With a Bank Charter

March 11, 2026
Digital assets are reshaping U.S. financial services, and their impact can be traced by the wake of new banking charter applications. Get the Full Story Complete the form to unlock...

OCC Clarifies Charter Rule and Extends National Path for FinTechs

March 02, 2026
The recent increase in national bank charter activity reflects a deliberate recalibration by FinTech firms that seek to widen the range of services they offer while securing steadier funding and...

Quick Reads
Agora Seeks US Bank Charter to Scale Digital Dollars

April 30, 2026
Stablecoin issuer Agora Finance has filed for a national trust bank charter as it looks to build its business in the United States. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. […]

Mercury Wins Conditional OCC Approval For Banking License

April 28, 2026
FinTech Mercury says it is one step closer to become a national bank Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to...

Mission Lane Credit Card Startup Wants to Become National Bank

April 20, 2026
Credit card startup Mission Lane has reportedly applied to become a U.S. bank. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...

OCC Clears JPMorgan Chase After Trade Surveillance Program Upgrade

April 16, 2026
The Office of the Comptroller of the Currency (OCC) has terminated a March 2024 consent order against JPMorgan Chase Bank that involved the bank’s trade surveillance program. Get the Full...