Occ/page/5 news and trends

Community Banks Sue OCC Over Crypto Trust Bank Charters

October 07, 2026
crypto bank charters
Rain Seeks OCC’s Approval to Create National Trust Bank
Bank Regulation // October 06, 2026

Rain is the latest digital asset company seeking to launch a national trust bank. The stablecoin payments infrastructure company announced Monday (Oct. 5) that it has applied to the Office of the Comptroller of the Currency (OCC) to establish Rain National Trust Bank (RNTB). If...

ICBA Sues OCC to Stop Alleged Fast-Track of Crypto Bank Charters
Bank Regulation // October 02, 2026

Independent Community Bankers of America sued the Office of the Comptroller of the Currency, alleging that the regulator authorized cryptocurrency firms to enter the banking system without being subject to the same scrutiny as community banks, according to a Friday (Oct. 2) press release from the association. The lawsuit centers...

OCC Grants Clean Bill of Health to 13 Banks in Latest Community Lending Audit
Bank Regulation // October 02, 2026

The Office of the Comptroller of the Currency rated three banks “outstanding” and 10 “satisfactory” in its latest list of banks examined for Community Reinvestment Act (CRA) compliance, the OCC said in a Thursday (Oct. 1) press release. Among the OCC’s performance evaluations that became...

Banks Want Risk Controls Tested at Nonbank Stablecoin Issuers
Cryptocurrency // September 29, 2026

The first comment period on the Office of the Comptroller of the Currency’s proposed application forms for payment stablecoin issuers closed Friday (Sept. 25), with banks asking the regulator to put more emphasis on the risk controls of nonbank applicants. The July 27 OCC notice...

Interviews & Exclusives
What the OCC’s Wise and Bunq Denials Mean for FinTech Bank Charters

August 10, 2026
A national bank charter promises FinTechs a more direct route into U.S. financial services. But the Office of the Comptroller of the Currency (OCC) is making clear that getting one requires more than transplanting an existing technology or overseas banking model into a federally regulated bank. Two recent rejection letters make that point. As reported […]

OCC Opens the Black Box on Bank Charter Denials

July 01, 2026
For FinTechs weighing whether to become banks, the biggest obstacle arguably has been understanding where regulatory standards have tripped up other applicants. The Office of the Comptroller of the Currency...

Regulators Put Bank and FinTech AML Infrastructure on Notice

April 08, 2026
Regulators’ proposed anti-money laundering (AML) rulemaking, introduced this week, offers a clear path for how compliance will be expected to operate as financial services continue to digitize and expand across...

Lawmakers Press Bank Regulators on Tech Rules and Delays

March 26, 2026
A House Financial Services subcommittee hearing examined how much uncertainty banks must absorb as regulators overhaul their approach in real time. Subcommittee Chairman Bryan Steil, R-Wisc., framed the stakes in...

Quick Reads
Rain Seeks OCC’s Approval to Create National Trust Bank

October 06, 2026
Rain is the latest digital asset company seeking to launch a national trust bank. The stablecoin payments infrastructure company announced Monday (Oct. 5) that it has applied to the Office of the Comptroller of the Currency (OCC) to establish Rain National Trust Bank (RNTB). If approved, RNTB will “bring the custody, reserve management, and stablecoin […]

ICBA Sues OCC to Stop Alleged Fast-Track of Crypto Bank Charters

October 02, 2026
Independent Community Bankers of America sued the Office of the Comptroller of the Currency, alleging that the regulator authorized cryptocurrency firms to enter the banking system without being subject to the same...

OCC Grants Clean Bill of Health to 13 Banks in Latest Community Lending Audit

October 02, 2026
The Office of the Comptroller of the Currency rated three banks “outstanding” and 10 “satisfactory” in its latest list of banks examined for Community Reinvestment Act (CRA) compliance, the OCC...

OCC Opens Three Bank Doors to Stablecoins and AI Agents

September 20, 2026
U.S. financial regulators have issued conditional approvals for three new national trust banks. The Office of the Comptroller of the Currency (OCC) on Friday (Sept. 18) granted those approvals for...