Apple Pay

Discover Lets Customers Redeem Rewards Via Apple Pay


Payment processing company Discover announced Wednesday (Oct. 11) that its cardmembers can now redeem Cashback Bonus for a statement credit through Apple Pay.

According to a press release from Business Wire, Discover is the first major credit card company to offer customers the ability to redeem rewards after a purchase via the Apple eWallet.

“Cashback Bonus redemption through Apple Pay can happen in just two touches for Discover cardmembers,” said Szabolcs Paldy, vice president of e-business for Discover, in the press release. “We are committed to providing simple and valuable solutions to our customers wherever and whenever they need them. Customer experience hinges on embracing mobile-first technologies like Apple Pay, and this new ability will make Cashback Bonus redemption even easier and more convenient for our cardmembers.”

For the new feature to work, customers must have an iPhone 6 or later and a Discover card that has been added to the Apple Pay mobile wallet. Customers also need Discover’s mobile app version 8.9 or higher installed. 

This isn’t the first deal Discover has inked with a digital payment company. Back in January, the company announced a partnership with PayPal in which PayPal gets access to Discover’s tokenization services, expanding the reach of PayPal at the point of sale. U.S. PayPal customers can pay with their Discover cards at all contactless-enabled merchants that accept Discover as a payment method.

What’s more, Discover and PayPal are enabling the latter’s customers with eligible Discover cards to use their Cashback Bonus to pay for merchandise online and at mobile merchants accepting PayPal. Discover Card members will also be able to view and use available Cashback Bonus when paying with PayPal for all or some of its purchase.  

“Discover is focused on making the payments experience seamless and secure for both cardmembers and our merchant partners,” said Diane Offereins, president of payment services at Discover, in a press release at the time. “This agreement with PayPal helps expand consumer payment choices by providing additional ways to transact, and builds on the growing adoption of digital payments.”



On Tuesday, March 31, 2020 at 9:00 AM (ET) join PYMNTS CEO Karen Webster and panelists Vincent Kilcoyne and Roland Brandli of SmartStream for an in-depth discussion on the need to use transformative digital strategies to remain relevant in today’s challenging financial landscape. The discussion will cover strategies that will allow clients to improve operational control, reduce costs, build new revenue streams, mitigate risk and comply accurately with regulation.