Large corporations are racing ahead in payment guarantee adoption while middle-market organizations hesitate over technical hurdles and upfront expenses across the evolving digital economy. The PYMNTS Intelligence report “The Payment Guarantee Gap: Why Adoption Lags Despite Perceived Value,” a collaboration with Plaid, found in October...
Two years ago, a B2B invoice was largely a record of a transaction already agreed upon, passed between finance departments to trigger payment, reconciliation and collections. Today, as embedded finance, automated procurement and agentic payments converge, the invoice is evolving from a document that tells...
A failed payment can look small on a transaction screen. For the business waiting on the money, the effects can spread fast. Revenue gets delayed, staff spend more time fixing problems and customers can lose confidence in the payment experience. “The Payment Guarantee Gap: Why...
Watch more: How Payments Turn AI Into Action Every swipe, ACH transfer or virtual card transaction carries clues about who is spending, where money is moving, what is being bought and whether something looks wrong. Those clues have remained relatively untapped, and not for lack of...
Property and home insurers have the best billing and payment scores of any industry PYMNTS Intelligence studied this year. They also have one in four policyholders ready to switch, and seven in 10 Gen Z policyholders ready to switch. Both things are true, and the...
Chase is expanding its payroll service to help business clients dealing with cash flow pressures. The new offering, announced Wednesday (Oct. 7), brings Chase Payroll alongside the banking and payment activities business customers already manage through the lender. “Small business owners are constantly balancing employees,...
The corporate finance provider landscape has traditionally been defined by a simple truth. However sophisticated enterprise resource planning (ERP) became, eventually someone still had to go to the bank to move the money. But the news Tuesday (Oct. 6) that SAP has launched new embedded payments...
October. Some readers mark it on the calendar for the return of autumn and chilly temperatures. Others get ready for the full dose of sports that comes with the NFL season and the World Series. Here at PYMNTS, it’s B2B Payments time. This year marks...
Stablecoins are technically capable of eliminating one of global manufacturing’s oldest financial inefficiencies. The simple, persistent, and compounding friction of money that spends too much time traveling. But turning a three-day supplier payment into a three-minute one exposes a different bottleneck. The money can now...