A chief financial officer can only optimize the cash they can see. An invoice arriving outside an integrated B2B environment gives finance less time and potentially less information to decide how the resulting obligation should be managed. Until recently, the inconvenience of missing or incomplete...
Corporate cards provided a scalable answer to the question of who is allowed to spend company money. Virtual cards are taking that answer even further, to the question of “what” is allowed to direct enterprise spend. HSBC expanded its virtual card program across Asia Pacific on...
The oldest tension in B2B payments is becoming one of its newest business models. A dollar cannot simultaneously stay longer on the buyer’s balance sheet and arrive earlier on the supplier’s balance sheet unless somebody finances the interval. And while the modernization of B2B payments is...
It’s the year 2026, and net-30 terms still dominate the corporate landscape. Companies have digitized invoices, automated accounts payable, connected bank accounts through APIs, and built future-proof, sophisticated cash forecasts. But one of the most consequential financial decisions between businesses, exactly when money changes hands,...
The paper check has spent years as the punchline of B2B payments modernization. The next legacy format is already sitting in the accounts payable inbox. It’s the PDF. The PDF invoice is moving upstream into a data format problem as the B2B format becomes to...
The Federal Reserve just made corporate cash strategic again. The Fed on Wednesday (Sept. 16) raised its benchmark interest rate by a quarter percentage point, bringing the federal funds target range to 3.75% to 4%. It was the central bank’s first increase since 2023, approved...
Financial operations platform Ramp says it has officially launched in the U.K. The expansion is Ramp’s first major move beyond North America following its announcement in July that it had expanded into Canada, the company said in a Tuesday (Sept. 15) news release. “The UK is home to...
The next frontier of know your business (KYB) may have surprisingly little to do with knowing whether a business exists. Instead, the governance and operational advantage is shifting to how a business has changed since Firm A last engaged with Firm B, or C or...
It took more than two decades, but the consumerization of enterprise software appears to have finally reached a tipping point. Software companies successfully stripped clicks, training and complexity from workflows designed around the assumption that a human would still perform them. Then came artificial intelligence,...