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Zip Claims Top Spot in Provider Ranking of Buy Now, Pay Later

The holidays are over; now it’s time to get what you really wanted for Christmas.

If you’re looking to buy something now and pay over time, PYMNTS’ Provider Ranking of Buy Now, Pay Later is here to help.

Some apps are tied in the ranking this month, making room for others to appear on the list. Newcomers Uplift and Four also find themselves in the top 10.

The Top 5

No. 1 is Zip, Buy Now Pay Later with a score of 84 points.

PayPal drops to No. 2 to tie with Klarna, and both apps score 82 points.

Afterpay climbs to No. 3 with a score of 74 points.

Newcomer Uplift joins the ranking with 71 points, tying with Sezzle at No. 4.

Affirm scores 69 points and stays at No. 5.

The Top 10

No. 6 remains Laybuy, scoring 63 points.

Newcomer Four scores 51 and lands at No. 7.

Humm drops to No. 8, scoring 44.

ViaBill lands at No. 9, scoring 37 points and closing out this month’s ranking.