Among the varying financial behaviors observed across generations, baby boomers stand out as the sole demographic where proactive financial planners constitute a majority, marking a distinct approach to managing personal finance. Get the Full Story Complete the form to unlock this article and enjoy unlimited...
U.S. household debt increased by $185 billion in Q2 2025, reaching a record $18.39 trillion, according to the Federal Reserve Bank of New York. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
On Wednesday (July 30), PYMNTS CEO Karen Webster wrote: “The most important credential that has emerged for enabling payment and purchase flexibility is not a new type of credit card. It’s the debit card.” Get the Full Story Complete the form to unlock this article and...
For decades, homeownership has stood as the bedrock of the American dream — a symbol of prosperity, stability, and upward mobility. But for millions of U.S. households in 2025, that dream is rapidly transforming into a source of financial fragility. Get the Full Story Complete...
More Americans than ever are contributing to — and withdrawing from — their 401(k)s. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...
Watch more: Bringing Commerce Into the Conversation Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you agree...
Earnings season has just begun, and financial firms have been weighing in on the state of consumer spending and whether consumers are meeting their debt burdens in the midst of stubborn inflation and a rocky macroeconomic environment. Get the Full Story Complete the form to...
In May, the pace of consumer credit, overall, decelerated. And in one positive sign, credit card balances decreased for the first time in since the end of last year, before the holiday shopping deluge. Get the Full Story Complete the form to unlock this article...
With the news Tuesday (July 8) that consumers expect inflation to hold steady over the next 12 months at 3%, the focus turns to the ways consumers will manage the effect of higher prices for goods and services. For a growing slice of the U.S....
