Most consumers in the United States live paycheck to paycheck, but young generations are finding ways to hold on to more of what they earn. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...
Executives across the payments and lending spectrum have used their second-quarter earnings calls to emphasize embedded finance not just as a future prospect, but as a present-day growth engine. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access...
In a financial landscape increasingly defined by digital innovation and fierce competition, a new report reveals a subtle yet profound challenge for financial institutions: many consumers, in their pursuit of control and clarity, are reverting to manual financial management, signaling a deeper need for fundamental simplicity...
The conventional wisdom is that consumers in the United States, burdened by debt, are trapped in a cycle of using credit to get what they need, and then juggling their debt, grappling with monthly payments. Get the Full Story Complete the form to unlock this...
Among the varying financial behaviors observed across generations, baby boomers stand out as the sole demographic where proactive financial planners constitute a majority, marking a distinct approach to managing personal finance. Get the Full Story Complete the form to unlock this article and enjoy unlimited...
U.S. household debt increased by $185 billion in Q2 2025, reaching a record $18.39 trillion, according to the Federal Reserve Bank of New York. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content —...
On Wednesday (July 30), PYMNTS CEO Karen Webster wrote: “The most important credential that has emerged for enabling payment and purchase flexibility is not a new type of credit card. It’s the debit card.” Get the Full Story Complete the form to unlock this article and...
For decades, homeownership has stood as the bedrock of the American dream — a symbol of prosperity, stability, and upward mobility. But for millions of U.S. households in 2025, that dream is rapidly transforming into a source of financial fragility. Get the Full Story Complete...
More Americans than ever are contributing to — and withdrawing from — their 401(k)s. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...
