Consumer Insights

Consumer Insights
Only 24% of Americans Saved More in 2025
January 16, 2026

A growing share of Americans look financially stable on paper yet remain one unexpected bill away from strain, according to PYMNTS Intelligence research that reframed household savings as a fragile, unevenly distributed buffer rather than a reliable safety net. Get the Full Story Complete the...

Consumer Insights
US Household Wealth Reaches Record $180 Trillion
January 11, 2026

New Federal Reserve data shows U.S. household wealth reaching record levels last year. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Consumer Insights
Dow Jones Consumer Platforms to Feature Polymarket’s Prediction Market Data
January 07, 2026

Polymarket’s real-time prediction market data will soon be featured in The Wall Street Journal, Barron’s, MarketWatch, Investor’s Business Daily and other Dow Jones consumer platforms. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

Consumer Insights
Why Pay Timing Is Becoming the New Financial Fault Line
December 19, 2025

The December 2025 update of the “Wage to Wallet™ Index” reveals an economy that is no longer moving in a single direction, but splitting along a decisive fault line shaped by liquidity access, income timing and perceived opportunity. Produced in collaboration with WorkWhile and Ingo Payments,...

Consumer Insights
Retail Sales Stall as Paycheck-to-Paycheck Pressure Builds
December 16, 2025

After weeks of delay, a fresh wave of government data is finally offering a clearer snapshot of how consumers and workers in the United States have weathered months of tariff uncertainty, higher interest rates and uneven job growth heading into the holidays. Get the Full...

Consumer Insights
Consumers Expect Inflation to Stay High and Financial Stress to Rise
December 09, 2025

Inflation expectations are steady, but households are not. The latest results from the Federal Reserve Bank of New York released on Monday (Dec. 8th) show consumers believe prices will continue rising while personal financial conditions are poised to deteriorate. Get the Full Story Complete the...

Consumer Insights
High-Income Households Lift Installment Adoption by 57%
December 09, 2025

Consumers are reshaping how they use credit, and PYMNTS Intelligence data shows that installment plans are becoming a central tool for managing cash flow in both predictable and discretionary spending. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Consumer Insights
The Gen X Factor in This Year’s Holiday Shopping Equation
December 08, 2025

Gen Xers, the powerhouse of the U.S. consumer economy, are cutting back amid current financial challenges, a move that may already be impacting holiday spending. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Consumer Insights
JPMorgan CEO Sees Consumers ‘Doing Fine’ Despite Job Troubles
December 07, 2025

The chief executive of America’s biggest bank says consumers continue to show resilience. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....