Consumer Insights

53% of Financially Strained Consumers Cut Nonessential Spending 
Consumer Insights
53% of Financially Strained Consumers Cut Nonessential Spending 
July 14, 2026

Consumers are still spending, but many are doing it with less room for error. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

New Data Shows Why One Consumer Economy Has Become Three
Consumer Insights
New Data Shows Why One Consumer Economy Has Become Three
July 10, 2026

Consumer spending has become less about confidence and more about financial capacity, and that shift is giving banks and payments providers a clearer map of growth opportunities. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Pay Later Credit Option May Have to Win Over the Algorithm First
Consumer Insights
Pay Later Credit Option May Have to Win Over the Algorithm First
July 08, 2026

Artificial intelligence (AI) is beginning to influence a part of commerce that has traditionally belonged to consumers: choosing how to pay. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Consumer Confidence in Job Prospects Hits 5-Year Low
Consumer Insights
Consumer Confidence in Job Prospects Hits 5-Year Low
July 06, 2026

American consumers are increasingly pessimistic about their job prospects, according to new Conference Board data. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

49% of Young Adults Living With Parents as Costs Climb
Consumer Insights
49% of Young Adults Living With Parents as Costs Climb
July 05, 2026

Younger Americans are increasingly residing with their parents to offset the high cost of living. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...

Household Bills Turn Optimism Into Deferred Purchases
Consumer Insights
Household Bills Turn Optimism Into Deferred Purchases
June 30, 2026

Consumers still have a strong appetite to spend, but many have lost the room in their budgets to act on it. New PYMNTS Intelligence research suggests that while financial pressures continue to shape household decisions, the desire to make purchases remains intact. That distinction offers...

23% of Bridge Millennials Use 4 or More Financial Coping Tactics
Consumer Insights
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
June 30, 2026

Rising costs are pushing younger consumers to work harder at money management, even as fewer Americans say their coping strategies are actually helping. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no...

How Pain at the Pump Just Became a Staffing Problem
Consumer Insights
How Pain at the Pump Just Became a Staffing Problem
June 26, 2026

The shift isn’t worth the drive, and workers are doing the math. “When the Drive Isn’t Worth the Pay: How Fuel Costs Reshape Who Can Afford to Work,” the June edition of the Wage to Wallet Index™,  shows how rising fuel costs are changing the...

Only 21% of Labor Economy Gets Week’s Notice for Schedule Changes
Consumer Insights
Only 21% of Labor Economy Gets Week’s Notice for Schedule Changes
June 25, 2026

For many hourly workers, the most useful financial tool may not be a bigger paycheck, but a clearer view of when that paycheck will arrive and how large it will be. Get the Full Story Complete the form to unlock this article and enjoy unlimited...