Digital-First Banking

Digital-First Banking
UK Neobanks Try Business Rewards Accounts to Win Over Small Businesses
May 17, 2023

From high fees to complex applications and an impersonal service, the business current accounts offered by traditional banks still leave a lot to be desired, said Richard Davies, CEO at Allica Bank, a regulated U.K. neobank which provides savings, lending and payments services for small...

Digital-First Banking
Neobank N26 Debuts Interest-Bearing Savings Account in Spain
May 16, 2023

Neobank N26 has launched a savings account in Spain as it weathers a turbulent period. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Digital-First Banking
PYMNTS Intelligence: Partnerships and BaaS Are Powering a Digital Transformation
May 08, 2023

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Digital-First Banking
An Industry Insider on Community Banks’ Potential to Prosper With BaaS
May 05, 2023

Community banks have a unique opportunity to tap into the $22 billion market opportunity created by platforms and FinTechs in enabling embedded finance for their end users, as examined in detail in this new report.

Digital-First Banking
Banking as a Service Boosts Community Banks’ Potential to Prosper
May 04, 2023

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Digital-First Banking
Bank Liquidity May Be Squeezed by Drop in Loan Market Value
April 07, 2023

Banks’ market-value losses on loans have reportedly been rising along with interest rates. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Digital-First Banking
More Than One-Third of Banks Say Item-Level Receipt Data Cements Customer Loyalty
April 06, 2023

Financial institutions (FIs) have had many reasons to consider the benefits of investing in receipt data solutions. These range from fighting friendly fraud to helping their merchant partners personalize their loyalty programs, potentially increasing sales. Another driver is FIs’ hope to increase customer engagement through hyper-personalized offerings assisting consumers with spending...

Digital-First Banking
After SVB, Bank Runs and the Capitol Hill Fireworks … Now What?
April 03, 2023

The hearings on Capitol Hill are over.  At least for the moment. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Digital-First Banking
Yellen Says US Must Address Vulnerabilities in ‘Shadow Banking’
March 30, 2023

U.S. Treasury Secretary Janet Yellen wants more oversight for the nonbank sector. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...