Loans

Loans
Chase Uses Nova Credit to Bolster Cash Flow Underwriting
September 04, 2025

Chase is using Nova Credit to help power its cash flow underwriting capabilities. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Loans
60% of Banks Say Real-Time Data Decides Who Gets a Loan
September 01, 2025

For banks, the difference between saying “yes” and “no” to a small business loan often has less to do with risk appetite than with the quality of data in front of them. Get the Full Story Complete the form to unlock this article and enjoy...

Loans
Lenders Fight Fraud and Find Borrowers With Alternative Data
August 28, 2025

Watch more: Concora Credit Exec on Giving Credit Infrastructure a Data-Driven Overhaul Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Loans
Long-Term Car Loans Become More Common as Average Price Rises
August 25, 2025

Long-term car loans are reportedly becoming more common and creating risks for both buyers and sellers. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Loans
Is Student Loan Debt a Ladder Up or a Weight Down?
August 15, 2025

It was Aristotle who said: “The roots of education are bitter, but the fruit is sweet.” It could be a headline for the latest paycheck-to-paycheck study from PYMNTS, which found a mix of regret and pride among the parents and students who have gone into...

Loans
Two-Thirds of Borrowers Are Not Repaying Their Student Loans
August 11, 2025

Only one-third of the Americans receiving student loan bills are paying them. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Loans
Platforms Lure SMBs Seeking Capital From Alternative Lending Options
August 08, 2025

PYMNTS Intelligence has long chronicled the challenges facing smaller firms navigating the storms of economic volatility. Capital, of course, offers up a buffer against the turbulence, and capital can be hard to come by. Get the Full Story Complete the form to unlock this article...

Loans
BlackRock Investing $1 Billion in LendingClub’s Marketplace
August 05, 2025

Investment management giant BlackRock has inked a new agreement with financial services company LendingClub. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...

Loans
UK Wants Lenders to Simplify Digital Loan Applications 
July 31, 2025

The U.K.’s financial watchdog says lenders need to make online loan applications easier to understand. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter,...