Real-Time Payments

Real-Time Payments
Push-to-Debit Emerges as the Linchpin of Real-Time Cash Flow for Microbusinesses
September 04, 2025

For millions of Americans, waiting days for funds to clear is rapidly becoming unthinkable. As people earn, borrow, or sell in more flexible ways, the demand for immediate access to money, where and how they want it, has made instant payments not just a convenience,...

Real-Time Payments
Banks Freeze at ‘Send’ Button Despite Safer Rails
September 03, 2025

The appeal of instant payments is undeniable. Businesses want faster disbursements, consumers value speed and convenience, and government agencies are turning to real-time rails to modernize payouts. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all...

Real-Time Payments
Fraud Is 31x More Likely on Checks Than Real-Time Payments
August 29, 2025

Banks say they fear fraud on real-time payment rails. The numbers say they shouldn’t. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS...

Real-Time Payments
Consumers Push Banks to Double Down on Real-Time Rails
August 28, 2025

Consumers expect money to move at digital speed. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form, you...

Real-Time Payments
Real-Time Payments Threaten Wire Dominance
August 22, 2025

Real-time payments are moving beyond speed. With networks raising transaction ceilings, companies are beginning to treat instant transfers as a tool for high-value use cases once reserved for slower rails. The speed that has transformed consumer-facing transactions, such as disbursements, now is a valuable hallmark...

Real-Time Payments
PropTech Puts Property Managers on the Instant Digital Clock
August 20, 2025

A payments shift is underway in the property management sector, one that is less about rent collection and more about modernizing the often-overlooked area of non-payroll expenses, from urgent repairs to tenant refunds. Get the Full Story Complete the form to unlock this article and...

Real-Time Payments
The Clearing House Says Higher Transaction Limit Drives Holiday Volume Increases
August 18, 2025

The Clearing House reportedly saw volume increases in real-time payments on its RTP® Network on the Memorial Day and July 4 weekends. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Real-Time Payments
Routable Adds FedNow Instant Payments to Accounts Payable Automation Platform
August 15, 2025

Routable added the FedNow® Service to the instant payment capabilities accessible through its accounts payable automation platform. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our...

Real-Time Payments
How Banks Are Making Instant Payments Interoperable
August 08, 2025

The future of instant payments in the United States hinges on a balance, as financial institutions navigate the complexities of fragmented networks by embracing dual-rail strategies. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS...