When it comes to interior design or spicing your Thanksgiving turkey, there is something to be said for a “less is more” aesthetic. But in payments and commerce, “more is more” is usually the order of the day. Whether it comes to funds, speed or...
Increasingly everything is online these days, up to and including consumer identity. That means many things are changing for the better: Checks, for the first time ever, aren’t the majority of B2B payments, and consumers of all ages have an increasing number of entry points...
The fact that things are going digital isn’t shocking or even news – it has seemingly been the drift of things for over two decades. But the speed at which some things have already made the switchover – payments and lending spring to mind –...
There is plenty of good news in the U.S. economy, with low unemployment and high consumer confidence topping the list. But while the engine is humming along, under the hood there are still a fair number of segments that need a boost. Some consumers are...
If one had to take digitization and sum it up under a single goal, fighting friction would probably be as good a heading as any. Because for as many advances that are made, friction has a way of always fighting back. Sometimes, the trouble is...
There is no shortage of things in the world claiming to be “smart,” though what that actually means varies in context. It might mean connecting something that historically hasn’t been, and opening it up to new cases by so doing. It might mean investments into...
Businesses are able to deliver funds to buyers, sellers, employees and suppliers quicker than ever before with the rise of faster payment systems. Almost three quarters of treasurers say they are using same-day payments or another immediate payment option. At the same time, mobile payment...
New technologies are enabling consumers and business to experience faster payments than ever before: While only 25 real-time payment systems were operational worldwide last year, 40 such rails were live this September, and 67 percent of consumer payments are now made electronically. At the same time, vegan delivery startup Thistle has...
It’s been an up and down week on the stock market as earnings reports have piled in and investors have like, or not liked, what they’ve seen. Western Union’s pair-up with Amazon got a lot of positive attention, while Apple’s decision to stop breaking out iPhone sales each quarter...
