How did the PYMNTS U. community answer? It’s time to find out!
Question 1: What pressing unmet consumer need do mobile financial services provide today?
a) Ability to monitor balance information in real time from anywhere (29%)
b) Paying with an NFC or RFID chip at the point of sale (35%)
c) Providing a new credit card tied to a new technology (18%)
d) Hearing about offers and seeing coupons from retailers (18%)
Question 2: What do you believe has been the biggest driver of mobile device adoption?
a) Online banking (18%)
b) Making calls (35%)
c) Checking emails (29%)
d) Surfing the web (18%)
Question 3: Is it possible for mobile operators and financial services companies to find a common ground and business case for mobile NFC?
– Yes, operators and payments providers will find a way to make mobile NFC work in the existing payments business (76%)
– No, there isn’t enough new revenue to go around (24%)
Question 4: What is the most likely scenario for mobile payments in the near term?
a) Members of one large ecosystem (mobile, retail, etc) will band together to make mobile NFC happen as a closed loop (47%)
b) Recently “privatized” merchant acquirers will invest in NFC acceptance to drive new revenues (12%)
c) Digital goods downloads will always be the primary form of mobile payment (24%)
d) Buying things from eCom merchants off the mobile web will prevail (18%)
Question 5: In 5 years’ time, who do you believe will be leading the mobile payments transformation?
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a) Mobile Operators (41%)
b) Retailers (6%)
c) Online Advertisers (0%)
d) Payments Networks (53%)
