News

Banking
Banking Deals Catch Eye of Activist Investors Amid Deregulation
December 30, 2025

Relaxed rules in the U.S. around banking mergers have reportedly caught the eye of activist investors. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily...

Artificial Intelligence
2025: The Year AI Agents Entered Payments and Changed Who’s in Control
December 30, 2025

This year, artificial intelligence shifted from assisting to acting. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Banking
Manual Billing Costs Banks $98.5 Million Every Year
December 30, 2025

Banks have spent years tuning front-end digital experiences, yet a growing share of revenue risk now sits deeper inside the institution, where billing logic, pricing governance and data visibility intersect. Get the Full Story Complete the form to unlock this article and enjoy unlimited free...

Regulation
FDIC Support Clears a Path for Tokenized Deposits to Scale
December 29, 2025

Tokenization is steadily reshaping how financial assets are recorded and moved, and support from regulators is paving the way for wider use across financial services. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

Retail
Malls Draw Gen Z Shoppers by Providing Opportunities to Socialize
December 29, 2025

Malls are drawing Gen Z shoppers by catering to young people’s desire to socialize in real life and away from screens. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins...

Investments
Investors Pour $230 Million Into Industrial AI and Insurance
December 29, 2025

From automating warehouse docks and tracking cognitive performance to reshaping insurance underwriting, startups are leveraging new capital to hardwire artificial intelligence (AI) into operational workflows. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...

CFPB
CFPB Drops High-Profile Cases and Signals a Narrower Agenda
December 29, 2025

Once sharply focused on an expansive enforcement agenda, the Consumer Financial Protection Bureau (CFPB) has reprioritized matters it pursues, amended or scaled back certain actions, and faces an (at best) uncertain environment as the new year dawns. Get the Full Story Complete the form to...

Loyalty & Rewards
Checkout Becomes the New Battleground for Loyalty Dollars
December 29, 2025

Watch: How Smart Basket Redesigns the Economics of Loyalty Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this form,...

Banking
Lloyds Shelves Invoice Financing as Small Businesses Shift Away
December 28, 2025

British bank Lloyds is reportedly ending its small-business-focused invoice financing program. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing...