News

B2B Payments
Mastercard and Amex Turn B2B Payments Into a Living Control Layer
July 31, 2026

For years, the elevator pitch for B2B payments modernization was speed. Faster approvals. Faster settlement. Faster reconciliation. Faster access to working capital. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional...

Artificial Intelligence
Senate Bill Aims to Map AI’s Impact on US Workforce
July 31, 2026

A bipartisan group of senators is advancing legislation that would require the federal government to collect more detailed information about how artificial intelligence is changing the workplace. The bill’s sponsors argue that policymakers need better data to prepare workers for an AI-driven economy rather than...

Artificial Intelligence
Banks Move Credit Decisions to the Transaction Level
July 31, 2026

For most of modern banking, credit and commerce have occupied separate systems. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By...

Artificial Intelligence
OpenAI Cuts Prices on Select Models to Make High-Volume Work Economical
July 30, 2026

OpenAI has cut the price of GPT-5.6 Luna by 80%, cut the price of GPT-5.6 Terra by 20% and provided faster performance of GPT-5.6 Sol in the API while leaving its price unchanged, effective Thursday (July 30). Get the Full Story Complete the form to...

Banking
OCC Releases Compliance Guide for New Community Bank Leverage Ratio Framework
July 30, 2026

The Office of the Comptroller of the Currency (OCC) has issued a revised compliance guide for the community bank leverage ratio (CBLR) framework. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required....

Artificial Intelligence
Amex Lets Claude Book Corporate Travel
July 30, 2026

American Express Global Business Travel (Amex GBT) has launched an agentic integration in Anthropic’s artificial intelligence assistant, Claude, that enables both travelers and enterprise AI agents to book and manage policy-compliant air and hotel transactions within the tool. Get the Full Story Complete the form...

Investments
Venezuelan BNPL FinTech Cashea Raises $100 Million
July 30, 2026

Venezuela-based pay later FinTech Cashea has raised $100 million in new funding. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today. By completing this...

Investments
Encore AI Raises $30 Million to Expand Enterprise AI Platform
July 30, 2026

Agentic customer interaction platform Encore AI has raised $30 million in new funding. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content — no additional logins required. yesSubscribe to our daily newsletter, PYMNTS Today....

Artificial Intelligence
Simile Raises $200 Million for AI Digital Twin Service
July 30, 2026

Simile raised $200 million for its artificial intelligence product that can simulate and predict human behavior, according to a Thursday (July 30) company blog post. Get the Full Story Complete the form to unlock this article and enjoy unlimited free access to all PYMNTS content...